New Jersey Small business insurance (NJ) is a must for any business owner to protect himself and his business from bankruptcy. Here, we’ll be discussing all the insurance categories your business could need, so you can find the most suitable one.
Small businesses are companies or corporations, as well as self-employed businesses, that have a specific number of employees and income below the certain level that the government set.
Depending on the industry, there are various explanations of a small business. In some cases, the size will be based on the number of employees, and in other situations, it will depend on the revenue share.
For example, in the manufacturing and mining industry, you need to have up to 500 employees to qualify as a small business. If you are involved in general and heavy construction, your revenue should not go over $28.5 million.
In the narrow definition, as per SBA, a small business is any business that does not go over $7.5 million in revenue or the number of 500 employees.
Small business insurance is any insurance that protects your small business for money losses that are the outcome of your business actions. Regardless of your industry, there are risks involved in running a business.
Risks of bodily injury, property damage, negligence, errors, omissions, etc. Depending on the business you are running, you will pick suitable insurance for your business. Do you want to learn more? Please read the guide for small businesses in New Jersey.
Let’s discuss some types of insurances.
Let’s explain what kinds of small business insurance exist in NJ and what they are covering, so you could find which suits your business the most.
Depending on the business, you may have customers in your office, or perform repairs on some property. Therefore, you must protect your company from money claims that can come out of your work.
Not related to the nature of your business, whether you are dealing with products or services, someone can be injured. And they could demand you to cover medical expenses, which is another good reason to have general liability insurance.
According to state law, this insurance is in most cases not obligatory, except in certain industries, like construction. However, it may be required by the landlord or the client. That is why it’s always better to have it.
Professional liability insurance covers your business from financial claims that result from negligence, errors, and omissions. In some industries, we know this insurance as Errors&Omissions insurance or malpractice insurance. This sort of insurance is suitable for all businesses that are providing services to clients.
This type of insurance is the opposite of general liability insurance. It insures your small business from abstract risk – monetary damage. Often, professional liability insurance policies for small businesses in NJ include:
1. Work mistakes and oversights
2. Undelivered services
3. Missed deadlines
4. Claims of negligence
5. Breach of contract.
As mentioned, being a pet sitter is one of the most popular small businesses right now. It is strongly recommended to have this sort of insurance as a pet sitter in New Jersey since you take care of someone’s pet.
When you are applying for a license, the government can demand this kind of insurance. Also, your clients can ask you to have an insurance certificate. In any case, obligatory or not, it is good to have this kind of insurance and protect your small business in time.
This sort of insurance covers medical bills, property damage expenses, and legal defense if a car owned by your business is involved in an incident. Depending on the type of your small business, you could need this type of insurance.
Depending on the insurance provider, the insurance might also include coverage for theft, vandalism, and other sorts of losses.
The important thing to mention is that the insurance is related to the car itself, and the vehicle has to be listed under the company name. If the worker is driving a private car even for business purposes, this insurance does not cover any accidents.
In case your business has a minimum of 2 employees, including the boss, you qualify for small business medical insurance.
Small businesses with up to 50 workers qualify for SHOP, Small Business Health Options Program. The business can enroll in a SHOP insurance plan through an insurance company or a verified SHOP agent or broker.
In the SHOP plan, you can include health coverage, dental coverage, or both. Also, you can select the fairest plan for you. You can decide how much of the employees’ policy you wish to cover yourself and whether to also insure part-time employees.
If you have over 50 employees, you are qualifying for large group coverage. Usually, the price of the policy per person is lower when you are falling into this insurance category. As a user of a large group program, you also have access to a digital health program.
This kind of insurance is meant for people that are running their own business as both boss and employee. Depending on the sort of freelancing business, every freelancer will choose the most suitable insurance policy for themselves.
A handyman is a person who specialized in repairs, usually within your house.
As you can conclude, a handyman is dealing with various tools each day. This is why he needs to be covered. During the work, a third person can be injured, property damaged, or the handyman himself might be hurt. Therefore, this category of employees needs to have insurance.
If you want to be safe while working, and protect yourself from pricey lawsuits, read this article about all the various types of handyman insurance in New Jersey.
When it comes to roof workers, they are in bigger danger than many. They are every day on heights, using dangerous equipment every. During their work accident can occur. A passenger can be hurt, the worker on the roof can be injured, or the property they operate on can be damaged.
In order to cover themselves, and cover their business from high-cost lawsuits related to property damage, roof workers must have NJ roofing insurance.
The prices of small business insurance vary for divergent insurance sorts. Also, the price depends on the industry, size of the business, the coverage you opt for, and the insurance company that you pick.
The average cost for general liability insurance for small businesses $516 per year.
For professional liability insurance, the middle price for small businesses is $492 yearly.
The health insurance plan, as before explained, depends on how much of the premium you wish to cover yourself, and how much you want your employees to pay.
When choosing an insurance plan for your company, weigh up all the offers and pick the best coverage for the lowest price.
When it comes to monthly prices, all of these insurance types have different prices. As mentioned above, the fee varies depending on a lot of factors, including the insurance provider you choose. We will go over the median monthly fees of these insurance sorts to get a better idea.
The general liability insurance policy in New Jersey costs on average $43. Be aware of all the factors that can affect your costs.
When we talk about professional liability insurance, the median monthly price in New Jersey is $41.
Commercial auto insurance should cost $142 on average. Here, the cost depends on the car category and the driving record of the driver.
When we talk about medical insurance, the price depends on whether you qualify for the SHOP program or large group coverage and how much of the coverage costs you want to cover yourself. The median price of a group health insurance plan monthly is $313.
When you make a decision to purchase small business insurance, you must take care of various factors. You need to look for an insurance broker that will give you the best offer. As well, you need to check government requirements because some insurance categories are mandatory by the state’s law.
You can get quotes from many different insurances and choose the policy that protects you the best for the lowest price!
App Based Delivery Services, Art Tours, Administrative Services Managers, Acai Bowls, Astrologers, Arabic Lessons, Actuarial Service, Atmospheric and Space Scientists, Animal Shelters, Alternative Medicine, Astronomers, Art, Drama, and Music Teachers, Archery Coach, Accountant, Audio Visual and Multimedia Collections Specialists, Audiologists, Architect, AV Equipment Rental for Events, Allergists, Adoption Services, Administrative Support, Audio and Video Equipment Technicians, Anesthesiologists, Anthropologists and Archeologists, Audio Recording, Agents and Business Managers of Artists, Performers, and Athletes, Apartment Agents, Auction House, Adult Education, Acting Lessons, Art Classes, Anthropology and Archeology Teachers, Advertising and Promotions Managers, Art Directors, Actors, Acupuncturist, Appliance Installation, Service and Repair, Audio Production Lessons, Antiques Store, Acupressurist, Area, Ethnic, and Cultural Studies Teachers, Audio Services, Aestheticians, Amateur Sports Teams Coach, Art Consultants, Auto Loan Providers, Atmospheric, Earth, Marine, and Space Sciences Teachers, Aerobics Instructor, Animation, Ayurveda, Alterations, Tailoring, and Clothing Design, Art Space Rentals, Architecture Teachers, Animal Trainers, Aerial Photography, Alternative Healing, Athletic Trainer, Acne Treatment, Addiction Medicine, Appraisal Services, Archivists, Assisted Living Facilities, Arts and Crafts Store, Art Restoration
Baggage Porters and Bellhops, Bounce House and Party Inflatables Rental, Baker, Bubble Tea, Bookbinding, Barber, Banks and Credit Unions, Billing Services, Barbecue and Grill Services, Bass Guitar Lessons, Building Sign installation, Bailiffs, Bike tours, Business Financing, Bike Rentals, Broadcast News Analysts, Botanical Gardens, Budget Analysts, Bridal Shop, Bagels, Blow Dry and Out Services, Biochemists and Biophysicists, Biological Technicians, Beautician, Brewing Supplies Store, Bike Shop, Bankruptcy Law, Bridal Stylist, Balloon Decorations, Buyers and Purchasing Agents, Battery Store, Broadcast Technicians, Business Teachers, Boot Camps, Bird Shops, Behavior Analysts, Bike Sharing, Basketball Coach, Beverage Store, Bill and Account Collectors, Brokerage Clerks, Bowling, Bookkeepers, Biological Science Teachers, Books, Mags, Music and Video Store, Barre Classes, Building Supplies, Billing and Posting Clerks, Bocce Ball, Business Consulting, Badminton Coach, Bus Tours, Bookstore, Beach Equipment Rentals, Bicycle Repairers, Baseball Coach, Banjo Lessons, Boxing Trainer, Bail Bondsmen, Butcher, Building Inspector, Biomedical Engineers, Baby Gear and Furniture Store, Business Law, Balloon Services, Bike Repair and Maintenance
Comedy Club Owner, Cardio Classes, College Admissions Counseling, Cargo and Freight Agents, Candle Store, Compliance Officers, Camera and Photographic Equipment Repairers, Crossfit Instructor, Concrete Construction, Computer and Information Research Scientists, Chimney Cakes, Cat Grooming, Coffee Roasteries, Call Center Service, Computer, Automated Teller, and Office Machine Repairers, Career and Technical Education Teachers, Costumed Character Entertainment, Candy Stores, Chess Lessons, Credit Authorizers, Checkers, and Clerks, Cardiologists, Contracts Attorney, Counter and Rental Clerks, Carpentry, Computer Programmers, Computer Lessons, Computer and Information Systems Managers, Camera Operators, Television, Video, and Motion Picture, Calligraphy, Candy Buffet Services, Cosmetologist, Cosmetics and Beauty Supply, Childbirth Education, Child, Family, and School Social Workers, Comedy Entertainment, Concierges, Cremation Services, Check Cashing and Pay day Loans, Computer Systems Analysts, Cheese Tasting Classes, Computer Network Architects, Counseling and Mental Health, Computer Science Teachers, Cost Estimators, Clowns, Court Reporters, CPR and First Aid Training, Chief Executives, Clinical, Counseling, and School Psychologists, Court, Municipal, and License Clerks, Cello Lessons, Computer Operators, Country Clubs, Career Counseling, Cashiers, Cabaret, Chemistry Teachers, Couriers, Customs Brokers, Cartographers and Photogrammetrists, Court Interpreting, Communications Teachers, Computer Store, Custom Airbrushing, Comic Book Store, Computer Hardware Engineers, Commissioned Artists, Consumer Law, Criminal Defense Attorney, Caricaturing, Credit Counselors, Cultural Center, Conservation Scientists, Country Dance Halls, Cosmetology Schools, Clock Repair, Community Health Workers, Credit Analysts, Colonics, Clothing Store, Compensation, Benefits, and Job Analysis Specialists, Cheese Shops, Cards and Stationery Store, Convenience Stores, Craft Artists, Claims Adjuster, Cideries, Correspondence Clerks, CPR Classes, Curators, Community Book Box, Chocolatiers and Shops, Cycling Classes, Computer Network Support Specialists, Coffee and Tea, Concierge Medicine, Community Gardens, Carpet Cleaning, Currency Exchange, Costume Attendants, Civil Engineer, Compensation and Benefits Managers, Chefs and Cooks, Costume Store, Capoeira Instructor, Cardiovascular Technologists and Technicians, Crisis Pregnancy Centers, Computer User Support Specialists, Circus Entertainment, Computer Repair, Caterer
Data Entry Keyers, Dishwashers, Debt Relief Services, Duplication Services, Doctors, Dog Walker, Dumpster Rental, Doulas, Dermatologists, Drywall and Wall Boarding Work, Drum Lessons, Desserts, Dog Training, Dry Cleaning, Donuts, Detectives and Criminal Investigators, DUI Attorney, Dispatchers, Except Police, Fire, and Ambulance, Desktop Publishers, Door and Window Installation, Service and Repair, Dance Instructor, Dental and Orthodontic Services, Debris Removal, Demonstrators and Product Promoters, Digitizing Services, Diagnostic Imaging, Department Stores, Divorce and Family Attorney, Dietitians and Nutritionists, DJ, Dental Hygienists, Dialysis Clinics, Disability Attorney, Do It Yourself Food, Diagnostic Services, Disc Golf Coach, Discount Store, Dance Entertainment, Day Camps, Drawing Lessons, Dentists, Day Care, Day Spas, Diagnostic Medical Sonographers, Data Recovery, Donation Center, Dental Assistants, Database Administrators, Dance Clubs, Dog Grooming, Dental Laboratory Technicians
Event Planner, Expert Witness, Exercise Equipment Repair, Employment Agencies, Employment Service, Epidemiologists, Electrical Work, Engineering and Technical Design, Editors, Embroidery and Crochet Store, ESL, English as a Second Language Lessons, Educational, Guidance, School, and Vocational Counselors, Engineer, Environmental Engineer, Education Teachers, Empanadas, Engineering Teachers, Etchers and Engravers, Esthetician Services, Emergency Management Directors, Elementary School Teachers, Electronics Store, Environmental Science and Protection Technicians, Including Health, Environmental Scientists and Specialists, Including Health, Entertainment Law, Endodontists, Elder Care Planning, Environmental Science Teachers, Electronics Engineers, Except Computer, Education Consulting, Estate Liquidation, Executive Secretaries and Executive Administrative Assistants, Embalmers, Economics Teachers, Editorial Services, Electrical Engineer, Eyewear and Optician Store, Event Help and Wait Staff, Economists, Endocrinologists, Ear Nose and Throat, Excavation and Grading, E-Commerce, Embroidery, Estate Attorney, English Language and Literature Teachers, Employment Law, Eatertainment, Elder Law, Engraving
First Line Supervisors of Office and Administrative Support Workers, Financial Examiners, Floral Designers, Fitness and Exercise Equipment Store, First Line Supervisors of Personal Service Workers, Fine Artists, Including Painters, Sculptors, and Illustrators, Fundraisers, Film and Video Editors, Fitness Equipment Assembly, Funeral Service Managers, Food Cart Operator, Flea Markets, Flute Lessons, Food Banks, Family Law Attorney, Fashion Retailer, Faith-based Crisis Pregnancy Centers, Food Preparation Workers, French Lessons, Food Tours, Framing Store, Facial Treatments, Fertility, Float Spa, Flowers and Gifts Store, Food Servers, Nonrestaurant, Family and General Practitioners, Fabric Store, Farmers Market, First Line Supervisors of Retail Sales Workers, Fabric and Apparel Patternmakers, First Aid Classes, Foreign Language and Literature Teachers, Florist, Fitness Instructor, Furniture Rental, Food Truck or Cart Services, Fencing Instructor, Food Delivery, Fingerprinting, Family Practice, Furniture Store, Forensic Science Technicians, First Line Supervisors of Non Retail Sales Workers, Fashion Designers, Financial Analysts, Floor Waxing, Food Service Managers, Film and Video Production, First Line Supervisors of Food Preparation and Serving Workers, Fruits and Veggies, Fence and Gate Installation, Food Safety Training, Fabric Menders, Except Garment, Family Counseling, Feng Shui, Furniture Delivery, Financial Adviser, File Clerks
Genetic Counselors, Grill Services, Gelato, General Contractor, Grocery Store, Graduate Teaching Assistants, Gold Buyers, Grilling Equipment Store, Geography Teachers, Guitar Lessons, Glass Blowing, Garbage Collection, Golf Instructor, Glass Dealers and Glaziers, German Lessons, General and Operations Managers, Guitar Stores, Gerontologists, Graphic Design Instruction, Games and Concession Rental, Geographers, Gastroenterologist, Geoscientists, Except Hydrologists and Geographers, Geneticists, Graphic Designers, Genealogy, Golf Equipment Retailer, Gemstones and Minerals Shop, General Litigation, Gift Shop
Hypnotherapy, Heavy and Tractor Trailer Truck Drivers, Home and Garden Retailer, Hot Springs, House Cleaning and Maid Service, HVAC Work, Hunting and Fishing Supplies Retailer, Halfway Houses, Historical Tours, Health Retreats, Homeless Shelters, High Fidelity Audio Equipment, Hair Stylist, Health and Wellness Coaching, Holiday Decorating Services, Hockey Equipment Retailer, History Teachers, Habilitative Services, Home Window Tinting, Healthcare Social Workers, Health and Safety Engineers, Except Mining Safety Engineers and Inspectors, Herbal Shops, Health Specialties Teachers, Health Educators, Hospice, Hobby Shop, Hydroponics Store, Home Health Care, Historians, Hearing Aid Specialists, Home Economics Teachers, Human Resources Specialists, Holiday Decorations Store, Hydrologists, High School Teachers, Handyperson, Hearing Aid Providers, Human Resources Assistants, Except Payroll and Timekeeping, Henna Tattooing, Henna Artists, Holistic Animal Care, Home Staging, Home Inspectors, Halotherapy, Hardware Store, Hair Removal, Human Resources Managers, Home Decor Shop, Home Energy Auditors, Health Insurance Offices, Hair Loss Centers, Home Health Aides, Hepatologists, Horse Equipment Shop
Information Security Analysts, Immigration Attorney, IT Consulting or Programming, Imported Food, Intellectual Property Attorney, Internal Medicine, Inspectors, Testers, Sorters, Samplers, and Weighers, International Law Attorney, Insulation Work, Insurance Inspector, Investing, Italian Lessons, In Person Auctioneer, Interior Designer, Impersonating, Instructional Coordinators, IP and Internet Law, Insurance Underwriters, Insurance Appraisers, Insurance Agent, Interlock Systems, Interviewers, Except Eligibility and Loan, Installment Loans, Illustrating, Infectious Disease Specialists, Indoor Cycling Instructor, Industrial Organizational Psychologists, Internet Cafes, Internists, General, Ice Cream and Frozen Yogurt, Instrument Instructor, Industrial Engineer, Immunodermatologists
Japanese Lessons, Jazz and Blues, Jewelers and Precious Stone and Metal Workers, Janitorial Services, Jewelry Repair, Jewelry Store, Juice Bars and Smoothies
Karate Instructor, Korean Lessons, Kombucha, Kitchen Supplies Shop, Kitchen and Bath Store, Knitting Supplies Shop, Karaoke, Knife Sharpening, Kids Activities, Kickboxing Trainer, Karaoke Machine Rental
Lighting Store, Logo Design, Locker Room, Coatroom, and Dressing Room Attendants, Legal Secretaries, Librarians, Land Surveyor, Legal Service, Locksmith, Light Truck or Delivery Services Drivers, Law Teachers, Local Fish Stores, Licensed Practical and Licensed Vocational Nurses, Local Flavor, Lactation Services, Loan Officers, Logisticians, Laundry Services, Luggage Store, Luggage Storage, Legal Document Preparation, Library Science Teachers, Labor and Employment Attorney, Laboratory Testing, Laundromat, Lice Services, Loan Interviewers and Clerks, Landscaping and Lawn Care, Literacy Teachers and Instructors, Labor Relations Specialists
Mathematical Technicians, Mandarin Lessons, Mental Health Counselors, Memory Care, Mortgage Broker, Medical Transcriptionists, Mechanical Engineers, Muralist, Medical and Clinical Laboratory Technicians, Music Production Services, Music and DVDs Store, Microbiologists, Medical Secretaries, Morticians, Undertakers, and Funeral Directors, Mobile Phone Accessories Retailer, Meat Shops, Mortuary Services, Merchandise Displayers and Window Trimmers, Music Venues, Musical Instruments and Teachers, Massage Therapist, Multimedia Artists and Animators, Musical Instrument Services, Magician, Museum Technicians and Conservators, Music Directors and Composers, Materials Scientists, Makeup Artists, Theatrical and Performance, Magnetic Resonance Imaging Technologists, Martial Arts Instructor, Mobile Phone Retailer, Marketing, Masonry Work, Mortgage Lenders, Makerspaces, Military Surplus, Medical Law, Medical Billing Agency, Medical and Health Services Managers, Models, Mediators, Materials Engineers, Mailbox Centers, Marriage and Family Therapists, Middle School Teachers, Mystics, Motivational Speaking, Medical Scientists, Except Epidemiologists, Mathematicians, Meditation Instruction, Music Entertainment, Manicurists and Pedicurists, Mattress Store, Mobile Design, Music Theory Lessons, Macarons, Medical Appliance Technicians, Medical Assistants, Musicians and Singers, Mobile Phone Repair, Makeup Artists, Mathematical Science Teachers, Mass Media, Management Analysts, Medical Supplies Store, Midwives, Motion Picture Projectionists, Manufacturer Sales Representative, Medical Records and Health Information Technicians, Makeup Artistry Lessons, MC and Host Services
Nurse Practitioners, Newspaper and Magazine Store, Nephrologists, Network Support Services, Nursing Assistants, Nurse Midwives, Neuropathologists, Nightlife, Neurologist, Naturopathic/Holistic, Nanny Services, Notary, Nurse Anesthetists, Nursing Instructors and Teachers, Nutritionists, Natural Sciences Managers, Network and Computer Systems Administrators, Nurseries and Gardening Shop, Nail Technician
Obstetricians and Gynecologists, Oxygen Bars, Occupational Therapists, Osteopathic Physicians, Online Auctioneer, Other Consulting, Office Machine Operators, Except Computer, Occupational Health and Safety Specialists, Operations Research Analysts, Orderlies, Office Equipment Retailer, Officiants, Outlet Store, Organic Stores, Office Clerks, General, Optometrists, Otologists, Oncologist, Olive Oil, Order Clerks, Orthopedists, Ophthalmologists, Opera and Ballet, Orthodontists, Outdoor Gear Store
Physician Assistants, Palm Reading, Pet Sitting, Proofreaders and Copy Markers, Photo Booth Rentals, Prosthodontists, Paperhangers, Perfume, Product Designer, Producers and Directors, Purchasing Managers, Piadina, Pop up Shop, Passport and Visa Services, Packing Supplies Store, Psychic Mediums, Performing Arts, Package Delivery, Plumbing, Public Adjusters, Personal Care Aides, Piano Stores, Photographic Process Workers and Processing Machine Operators, Personal Assistant, Pretzels, Pool Halls, Public Speaking Lessons, Plastering or Stucco Work, Pet Services, Political Scientists, Photography Lessons, Personal Chefs, Podiatrists, Pediatric Dentists, Popcorn Shops, Printing Press Operators, Process Engineer, Personal Trainer, Pedicabs, Pulmonologist, Packing Services, Pathologists, Patent Law, Private Detectives and Investigators, Prenatal/Perinatal Care, Play Equipment Construction and Assembly, Personal Bankruptcy Attorney, Pet Boarding, Poke, Pain Management, Physics Teachers, Pet Training, Paint Stores, Phone or Tablet Repair, Pet Groomers, Periodontists, Party Characters, Print Binding and Finishing Workers, Psychiatric Aides, Preventive Medicine, Props Store, Psychology Teachers, Political Science Teachers, Piano Lessons, Production, Planning, and Expediting Clerks, Psychics, Photographer, Presentation Design, Preschools, Pickleball Coach, Piano Services, Payroll Services, Personal Care Services, Parenting Classes, Portuguese Lessons, Printing Services, Paving and Asphalt Installation, Service and Repair, Pet Stores, Prepress Technicians and Workers, Public Relations Specialists, Postal Service Mail Carriers, Pasta Shops, Personal Injury Attorney, Pilates Instructor, Project Management, Process Servers, Painting Lessons, Private Investigation, Preschool and Kindergarten Teachers, Psychiatrists, Portrait Artistry, Property Manager, Pet Cremation Services, Painting, Philosophy and Religion Teachers, Photo Editing, Scanning and Restoration, Pet Insurance Agent, Psychologists, Pool and Billiards Store, Pool Table Repair Services, Pressure Washing, Photography Store, Procurement Clerks, Pawn Shop, Party Equipment Rentals, Piano Tuning, Party Favors, Pediatricians, Print Media, Public Markets, Proctologists, Party Supplies
Qi Gong, Quilting and Crochet
Receptionists and Information Clerks, Recreation Workers, Real Estate Investor, Reporters and Correspondents, Recycling Center, Restaurant, Radio and Television Announcers, Radiologists, Radiation Therapists, Retail Salespersons, Registered Nurses, Real Estate Agent, Reproductive Health Services, Respiratory Therapists, Rehabilitation Center, Rug Store, Reiki Lessons, Reiki, Retina Specialists, Retail Stores, Radio Stations, Residential Advisors, Roofing, Rheumatologists, Real Estate Attorney, Restaurant Supplies, Real Estate Appraisal, Recreational Therapists, Real Estate Brokers, Rehabilitation Counselors, Religious Items Retailer, Retirement Homes, Recruiting, Recording and Rehearsal Studios, Reptile Shops, Reflexology
Septic Tank System Cleaning, Skilled Nursing, Singing Lessons, Seafood Markets, Skincare Specialists, Sleep Specialists, Surveying and Mapping Technicians, Shaved Ice, Solar Contractor, Scooter Tours, Septic Tank System Installation, Service and Repair, Skate Shop, Songwriting, Securities, Commodities, and Financial Services Sales Agents, Self-defense Instructor, Scavenger Hunts, Salon Owner, Sewing Lessons, Shaved Snow, Safety Consultant, Senior Centers, Survey Researchers, Signmaking, Squash Coach, Shipping Centers, Self Storage, Shopping Center, Semiconductor Processors, Ski and Snowboard Shop, Street Vendors, Stock Clerks and Order Fillers, Shoe Repair, Skin Care, Sports Coach, Sugaring, Stock Broker, Security Services, Sex Therapists, Sewing Machine Operators, Safe Store, Sports Psychologists, Safety Equipment Retailer, Spanish Lessons, Souvenir Shop, Sign Language Lessons, Shoe Shine, Spiritual Shop, Specialty Food, Supernatural Readings, Scrapbooking, Softball Coach, Sound Engineering Technicians, Saxophone Lessons, Screen Printing and T Shirt Printing, Statistical Data Analysis, Salesperson, Substance Abuse Counselor, Snow and Ice Removal, Substitute Teachers, Shared Office Spaces, Singing Telegram, Swim Lessons, Software Sales Engineer, Social Services, Self Enrichment Education Teachers, Statistical Assistants, Set and Exhibit Designers, Smokehouse, Shampooers, Software Developers, Social Work Teachers, Speech Training, Social Security Law, Sociology Teachers, Social Media Marketing, Sporting Goods Retailer, Switchboard Operators, Including Answering Service, Sociologists, Social Science Research Assistants, Silent Disco, Sewing and Alterations, Speech Therapists, Speech Language Pathologists, Sunglasses Shop, Siding Installation, Service and Repair, Secretaries and Administrative Assistants, Except Legal, Medical, and Executive, Shipping, Receiving, and Traffic Clerks, Soccer Coach, Statisticians
Tarot and Psychic Reader Entertainment, Tasting Classes, Trophy Shop, Tennis Coach, Television Stations, Traditional Chinese Medicine, Test Prep Services, Threading Services, Tai Chi Instructor, Transportation, Storage, and Distribution Managers, Title Loans, Teacher Supplies Store, Tobacco Shop, Tile, Stone, and Flooring, Travel Agency, Transportation Engineer, Tui Na, Tax Attorney, Tailors, Dressmakers, and Custom Sewers, Toxicologists, Translator, Taekwondo Instructor, Therapy or Mental Health Services, Telemarketing and Telesales Services, Taxidermy, Transportation Security Screeners, Teacher Assistants, Tree Services, Temporary Tattoo Artistry, Training and Development Specialists, Tutor, Teeth Whitening, Talent Agencies, Trivia Hosts, Tax Preparers, Toy Store, Technical Support, Thrift Store, Tea Rooms, Tour Guides and Escorts, Tellers, Travel Guides, Tableware Store, Tabletop Games Store, Telephone Operators, Tenant and Eviction Law, Traffic Law Attorney, Tax Services
Umpires, Referees, and Other Sports Officials, Used Bookstore, Ultrasound Imaging Centers, Ushers, Lobby Attendants, and Ticket Takers, Undersea/Hyperbaric Medicine, Urban and Regional Planners, Uniform Store, Urologists
Visitor Centers, Ventriloquist and Puppet Entertainment, Video Booth Rental, Video Production, Venues and Event Spaces, Vinyl Record Store, Vitamins and Supplements Store, Video Streaming and Webcasting Services, Vacation Rental Agents, Vascular Medicine, Vending Machine Operator, Videographers, Video Editing, Violin Lessons, Volleyball Coach, Vocal Coach, Videos and Video Game Rental Store, Video Game Store, Virus Removal Services, Video Transfer Services, Voice Over Lessons, Veterinarians, Veterinary Assistants and Laboratory Animal Caretakers, Veterinary Technologists and Technicians, Video and Film Production
Welding, Cutting and Metal Frame Erection, Wedding Coordination, Web Developers, Window Cleaning, Waxing, Web Hosting, Waiters and Waitresses, Workers Compensation Law, Web Site Designer, Wardrobe Consulting, Walking Tours, Watches Retailer, Wedding Cakes, Weight Loss Centers, Writer, Wind Turbine Service Technicians, Waterproofing, Wills and Estate Planning, Wedding Planning, Wedding and Event Makeup, Wedding and Event Invitations, Word Processors and Typists, Wig Store, Watch Repairers, Wedding Officiant, Wedding Chapels, Walk-in Clinics, Wholesalers, Wedding and Event Venue Rental, Weighers, Measurers, Checkers, and Samplers, Recordkeeping, Wills, Trusts, and Probates