South Dakota Small business insurance (SD) is necessary for any business owner to protect himself and his business from bankruptcy. Here, we’ll be going through all the insurance categories your business can need, so you can find the best one.
Small businesses are organizations or corporations, as well as self-employed businesses, that have a specific number of employees and revenue share under the certain amount that the government set.
Depending on the industry, there are various explanations of a small business. Sometimes, the size will be based on the number of employees, while in other situations, it will depend on the profit.
For example, in the manufacturing and mining industry, you need to have up to 500 employees to qualify as a small business. If you are operating in general and heavy construction, your revenue should not exceed $28.5 million.
In the narrow definition, according to SBA, a small business is any business that does not exceed $7.5 million in revenue or the number of 500 employees.
Small business insurance is any insurance that protects your small business for monetary losses that are end result of your work. Regardless of your industry, there are risks involved in running a business.
Risks of bodily injury, property damage, negligence, errors, omissions, etc. Based on the business you are conducting, you will select suitable insurance for your business. Do you want to learn more? Please read the guide for small businesses in South Dakota.
Let’s discuss some types of insurances.
Let’s discuss what types of small business insurance exist in SD and what they are covering, so you can find which suits your business the best.
Depending on the business, you could have customers in your office, or perform repairs on some property. Therefore, you should protect your business from money claims that can come out of your work.
Not related to the nature of your business, no matter if you are dealing with products or services, someone can be hurt. And they might ask you to cover medical bills, which is another solid reason to have general liability insurance.
According to state law, this insurance is in most cases not obligatory, except in certain industries, like construction. In any case, it may be required by the landlord or the client. That is why it’s always better to have it.
Professional liability insurance covers your business from money claims that result from negligence, errors, and omissions. In some industries, we hear of this insurance as Errors&Omissions insurance or malpractice insurance. This type of insurance is suitable for any business that is offering services to clients.
This type of insurance is the opposite of general liability insurance. It protects your small business from abstract risk – monetary damage. Usually, professional liability insurance policies for small businesses in SD include:
1. Work mistakes and oversights
2. Undelivered services
3. Missed deadlines
4. Claims of negligence
5. Breach of contract.
As mentioned, being a pet sitter is one of the most popular small businesses at the moment. It is strongly recommended to have this sort of insurance as a pet sitter in South Dakota since you handle someone’s pet.
When you are applying for a license, the government can demand this type of coverage. Also, your clients can ask you to give them an insurance certificate. However, obligatory or not, it is good to get this kind of coverage and protect your small business in time.
This type of insurance covers medical costs, property damage costs, and legal defense if a vehicle owned by your organization is involved in an accident. Depending on the type of your small business, you might need this type of insurance.
Depending on the insurance provider, the policy might also include coverage for theft, vandalism, and other types of losses.
The big thing to say is that the insurance relates to the car itself, and the car has to be registered under the company name. If the worker is driving a private car even for business needs, this insurance does not cover any accidents.
If your business has at least 2 employees, including the boss, you qualify for small business medical insurance.
Small businesses with up to 50 workers qualify for SHOP, Small Business Health Options Program. The company can enroll in a SHOP insurance plan through an insurance provider or a registered SHOP agent or broker.
In the SHOP plan, you can include medical coverage, dental coverage, or both. Also, you can pick the fairest plan for you. You can determine how much of the employees’ policy you wish to cover yourself and if to also insure part-time employees.
If you have over 50 workers, you are qualifying for large group coverage. Usually, the fee of the policy per person is lower when you are falling into this insurance type. As a user of a large group program, you also have entry to a digital health program.
This type of insurance is created for people that are running their own business as both business owner and the employee. Depending on the sort of freelancing business, every freelancer will choose the most suitable insurance policy for themselves.
A handyman is a person who specialized in repairs, usually within your home.
As you can understand, a handyman is dealing with various tools every day. This is why he needs to be covered. During the work, someone can be injured, property damaged, or the handyman himself can be hurt. Therefore, this category of employees ought to have insurance.
In case you want to be safe while working, and protect yourself from pricey lawsuits, read this article about all the various kinds of handyman insurance in South Dakota.
When it comes to roof workers, they are in greater danger than most. They are every day on heights, using dangerous tools. During their operating accident can occur. A passenger can be hurt, the worker on the roof can be injured, or the property they operate on can be damaged.
In order to protect themselves, and cover their business from high-cost lawsuits in relation to property damage, roof workers must have SD roofing insurance.
The fees of small business insurance vary for different insurance types. Also, the price depends on the industry, size of the business, the coverage you opt for, and the insurance company that you select.
The median price for general liability insurance for small businesses $516 per year.
For professional liability insurance, the middle fee for small businesses is $492 yearly.
The health insurance plan, as already explained, depends on how much of the policy you want to cover yourself, and how much you want your employees to pay.
When choosing an insurance plan for your company, compare all the offers and choose the best coverage for the lowest fee.
When it comes to monthly fees, all of these insurance categories have different prices. As stated above, the fee varies depending on a lot of factors, including the insurance brokerage you select. We will go over the median monthly costs of these insurance types to get a better idea.
The general liability insurance policy in South Dakota costs on average $43. Be aware of all the factors that can influence your price.
When we talk about professional liability insurance, the average monthly price in South Dakota is $41.
Commercial auto insurance should cost $142 on average. Here, the price depends on the vehicle category and the driving record of the driver.
When we talk about medical insurance, the cost depends on whether you qualify for the SHOP program or large group coverage and how much of the policy costs you would cover yourself. The median price of a group health insurance plan monthly is $313.
When you decide to purchase small business insurance, you need to take care of several factors. You need to find an insurance broker that will give you the best offer. Also, you need to confirm government requirements because some insurance categories are mandatory by the state’s law.
You need to get quotes from several different companies and select the policy that covers you the best for the lowest price!
AAnimation, Atmospheric and Space Scientists, Acting Lessons, AV Equipment Rental for Events, Acai Bowls, Auto Loan Providers, Atmospheric, Earth, Marine, and Space Sciences Teachers, Appraisal Services, Apartment Agents, Adult Education, App Based Delivery Services, Audio Production Lessons, Art Directors, Audio Recording, Alterations, Tailoring, and Clothing Design, Allergists, Amateur Sports Teams Coach, Architecture Teachers, Animal Trainers, Art, Drama, and Music Teachers, Art Tours, Audiologists, Athletic Trainer, Advertising and Promotions Managers, Arts and Crafts Store, Anthropology and Archeology Teachers, Alternative Healing, Auction House, Audio and Video Equipment Technicians, Art Restoration, Audio Visual and Multimedia Collections Specialists, Addiction Medicine, Appliance Installation, Service and Repair, Anesthesiologists, Archivists, Aerobics Instructor, Agents and Business Managers of Artists, Performers, and Athletes, Ayurveda, Art Space Rentals, Alternative Medicine, Administrative Services Managers, Acupuncturist, Antiques Store, Administrative Support, Acne Treatment, Audio Services, Art Consultants, Anthropologists and Archeologists, Acupressurist, Actors, Aerial Photography, Accountant, Astronomers, Arabic Lessons, Adoption Services, Astrologers, Archery Coach, Animal Shelters, Architect, Area, Ethnic, and Cultural Studies Teachers, Assisted Living Facilities, Actuarial Service, Aestheticians, Art Classes
BBusiness Financing, Battery Store, Banks and Credit Unions, Business Law, Barre Classes, Brewing Supplies Store, Business Teachers, Botanical Gardens, Barber, Bike tours, Bus Tours, Bubble Tea, Bridal Shop, Baseball Coach, Bowling, Banjo Lessons, Budget Analysts, Bird Shops, Baggage Porters and Bellhops, Bankruptcy Law, Boot Camps, Broadcast News Analysts, Billing Services, Building Supplies, Bike Shop, Basketball Coach, Beautician, Bookstore, Bike Sharing, Baby Gear and Furniture Store, Bailiffs, Boxing Trainer, Brokerage Clerks, Bail Bondsmen, Broadcast Technicians, Bagels, Buyers and Purchasing Agents, Blow Dry and Out Services, Bounce House and Party Inflatables Rental, Business Consulting, Bookkeepers, Biological Technicians, Balloon Decorations, Biochemists and Biophysicists, Bicycle Repairers, Bike Rentals, Bike Repair and Maintenance, Biomedical Engineers, Barbecue and Grill Services, Building Sign installation, Building Inspector, Beverage Store, Books, Mags, Music and Video Store, Bocce Ball, Biological Science Teachers, Bookbinding, Beach Equipment Rentals, Balloon Services, Behavior Analysts, Bill and Account Collectors, Bridal Stylist, Butcher, Badminton Coach, Baker, Bass Guitar Lessons, Billing and Posting Clerks
CCideries, Cosmetology Schools, Credit Authorizers, Checkers, and Clerks, Chief Executives, Calligraphy, Childbirth Education, Computer Systems Analysts, Carpet Cleaning, Chimney Cakes, Consumer Law, Claims Adjuster, Candy Buffet Services, Community Health Workers, Caricaturing, Chefs and Cooks, Capoeira Instructor, Commissioned Artists, Computer Repair, Cost Estimators, Country Dance Halls, Costumed Character Entertainment, Custom Airbrushing, Compliance Officers, Convenience Stores, Camera and Photographic Equipment Repairers, Circus Entertainment, Court Interpreting, Computer Operators, Computer Network Support Specialists, Coffee and Tea, Call Center Service, Camera Operators, Television, Video, and Motion Picture, Computer and Information Research Scientists, Child, Family, and School Social Workers, Cards and Stationery Store, Computer, Automated Teller, and Office Machine Repairers, Concierges, Cat Grooming, Craft Artists, Cheese Shops, Civil Engineer, Career Counseling, Cabaret, Computer Hardware Engineers, Concrete Construction, Comic Book Store, Chemistry Teachers, Cycling Classes, Concierge Medicine, Community Book Box, Conservation Scientists, Correspondence Clerks, Clinical, Counseling, and School Psychologists, Criminal Defense Attorney, Cartographers and Photogrammetrists, College Admissions Counseling, Compensation and Benefits Managers, Court Reporters, Couriers, Clothing Store, Cultural Center, CPR Classes, Cardiologists, Crossfit Instructor, Counseling and Mental Health, Costume Attendants, Clock Repair, CPR and First Aid Training, Community Gardens, Counter and Rental Clerks, Computer Science Teachers, Clowns, Country Clubs, Chocolatiers and Shops, Credit Counselors, Communications Teachers, Crisis Pregnancy Centers, Comedy Entertainment, Computer Network Architects, Curators, Customs Brokers, Caterer, Candy Stores, Computer and Information Systems Managers, Computer Programmers, Chess Lessons, Credit Analysts, Computer Store, Cello Lessons, Comedy Club Owner, Court, Municipal, and License Clerks, Colonics, Cheese Tasting Classes, Compensation, Benefits, and Job Analysis Specialists, Carpentry, Computer Lessons, Cashiers, Cremation Services, Cargo and Freight Agents, Contracts Attorney, Currency Exchange, Coffee Roasteries, Cosmetologist, Cosmetics and Beauty Supply, Check Cashing and Pay day Loans, Cardio Classes, Computer User Support Specialists, Cardiovascular Technologists and Technicians, Candle Store, Costume Store, Career and Technical Education Teachers
DDUI Attorney, Dog Walker, Diagnostic Imaging, Data Entry Keyers, Do It Yourself Food, Door and Window Installation, Service and Repair, Drawing Lessons, Dumpster Rental, Database Administrators, Dance Entertainment, Donation Center, Dispatchers, Except Police, Fire, and Ambulance, Day Spas, Dishwashers, Dance Instructor, Dialysis Clinics, Dry Cleaning, Dental and Orthodontic Services, Desktop Publishers, Digitizing Services, Department Stores, Disc Golf Coach, Demonstrators and Product Promoters, Desserts, Dog Training, DJ, Dance Clubs, Debris Removal, Dental Hygienists, Dietitians and Nutritionists, Dermatologists, Discount Store, Doctors, Drum Lessons, Dog Grooming, Duplication Services, Diagnostic Medical Sonographers, Divorce and Family Attorney, Data Recovery, Doulas, Dentists, Dental Laboratory Technicians, Donuts, Day Camps, Drywall and Wall Boarding Work, Disability Attorney, Day Care, Dental Assistants, Detectives and Criminal Investigators, Diagnostic Services, Debt Relief Services
EElectronics Store, Elder Law, Executive Secretaries and Executive Administrative Assistants, E-Commerce, Excavation and Grading, Expert Witness, Electrical Engineer, Embroidery, English Language and Literature Teachers, ESL, English as a Second Language Lessons, Economists, Electronics Engineers, Except Computer, Engineer, Environmental Engineer, Education Teachers, Elementary School Teachers, Event Planner, Etchers and Engravers, Elder Care Planning, Endocrinologists, Environmental Science Teachers, Ear Nose and Throat, Education Consulting, Employment Agencies, Exercise Equipment Repair, Event Help and Wait Staff, Electrical Work, Employment Service, Empanadas, Endodontists, Embroidery and Crochet Store, Eyewear and Optician Store, Employment Law, Esthetician Services, Engraving, Eatertainment, Editors, Estate Attorney, Educational, Guidance, School, and Vocational Counselors, Entertainment Law, Engineering Teachers, Epidemiologists, Environmental Scientists and Specialists, Including Health, Emergency Management Directors, Estate Liquidation, Economics Teachers, Embalmers, Editorial Services, Environmental Science and Protection Technicians, Including Health, Engineering and Technical Design
FFurniture Delivery, Fine Artists, Including Painters, Sculptors, and Illustrators, Float Spa, Fabric and Apparel Patternmakers, Family and General Practitioners, First Line Supervisors of Food Preparation and Serving Workers, Fashion Retailer, Fitness Equipment Assembly, Financial Analysts, First Line Supervisors of Retail Sales Workers, Furniture Store, Feng Shui, Floral Designers, Food Servers, Nonrestaurant, Family Law Attorney, Forensic Science Technicians, Food Banks, Floor Waxing, Fitness Instructor, Family Counseling, Flowers and Gifts Store, Fundraisers, Food Tours, Fencing Instructor, Furniture Rental, Fruits and Veggies, Framing Store, Financial Adviser, First Line Supervisors of Office and Administrative Support Workers, Fence and Gate Installation, Family Practice, Food Delivery, Food Safety Training, Fitness and Exercise Equipment Store, Film and Video Editors, Fabric Store, Fingerprinting, Fashion Designers, Foreign Language and Literature Teachers, Fertility, Food Service Managers, Food Cart Operator, Fabric Menders, Except Garment, Facial Treatments, Funeral Service Managers, Financial Examiners, First Aid Classes, Farmers Market, First Line Supervisors of Non Retail Sales Workers, File Clerks, Food Preparation Workers, French Lessons, Faith-based Crisis Pregnancy Centers, Flea Markets, Florist, Flute Lessons, Food Truck or Cart Services, Film and Video Production, First Line Supervisors of Personal Service Workers
GGeoscientists, Except Hydrologists and Geographers, Gift Shop, Gold Buyers, General Contractor, Guitar Lessons, Gemstones and Minerals Shop, Geneticists, Geography Teachers, Gelato, Grilling Equipment Store, Golf Equipment Retailer, Grocery Store, Graduate Teaching Assistants, Golf Instructor, General and Operations Managers, Genealogy, Guitar Stores, Graphic Designers, Gastroenterologist, Grill Services, Glass Blowing, Graphic Design Instruction, Genetic Counselors, Glass Dealers and Glaziers, Games and Concession Rental, Garbage Collection, German Lessons, Gerontologists, Geographers, General Litigation
HHydrologists, Halotherapy, Hobby Shop, High School Teachers, Hockey Equipment Retailer, Home Health Aides, High Fidelity Audio Equipment, Handyperson, Hair Stylist, Healthcare Social Workers, Human Resources Managers, Health and Safety Engineers, Except Mining Safety Engineers and Inspectors, Hearing Aid Providers, Health Retreats, Hospice, Holiday Decorations Store, Home Window Tinting, Hearing Aid Specialists, Homeless Shelters, Home and Garden Retailer, History Teachers, Historical Tours, Home Decor Shop, Home Inspectors, Heavy and Tractor Trailer Truck Drivers, Historians, Home Staging, Home Energy Auditors, HVAC Work, Holiday Decorating Services, Hair Removal, Hypnotherapy, Herbal Shops, Home Economics Teachers, House Cleaning and Maid Service, Hot Springs, Henna Tattooing, Habilitative Services, Hunting and Fishing Supplies Retailer, Halfway Houses, Horse Equipment Shop, Health Specialties Teachers, Human Resources Assistants, Except Payroll and Timekeeping, Hepatologists, Health Insurance Offices, Holistic Animal Care, Hardware Store, Hydroponics Store, Health Educators, Human Resources Specialists, Hair Loss Centers, Henna Artists, Health and Wellness Coaching, Home Health Care
IInsurance Agent, Immunodermatologists, Investing, Information Security Analysts, Industrial Organizational Psychologists, Instrument Instructor, IT Consulting or Programming, Imported Food, Internet Cafes, Interlock Systems, Ice Cream and Frozen Yogurt, Insurance Appraisers, Insurance Inspector, Infectious Disease Specialists, Internal Medicine, Impersonating, Interviewers, Except Eligibility and Loan, International Law Attorney, Intellectual Property Attorney, Insulation Work, Indoor Cycling Instructor, Illustrating, Installment Loans, Industrial Engineer, Inspectors, Testers, Sorters, Samplers, and Weighers, Insurance Underwriters, Italian Lessons, Instructional Coordinators, Immigration Attorney, Internists, General, In Person Auctioneer, Interior Designer, IP and Internet Law
JJewelry Store, Janitorial Services, Juice Bars and Smoothies, Jewelry Repair, Jazz and Blues, Japanese Lessons, Jewelers and Precious Stone and Metal Workers
KKitchen and Bath Store, Karate Instructor, Knife Sharpening, Kickboxing Trainer, Karaoke, Kombucha, Karaoke Machine Rental, Kitchen Supplies Shop, Korean Lessons, Kids Activities, Knitting Supplies Shop
LLicensed Practical and Licensed Vocational Nurses, Locksmith, Laboratory Testing, Law Teachers, Laundry Services, Legal Document Preparation, Loan Interviewers and Clerks, Labor and Employment Attorney, Lighting Store, Lice Services, Logo Design, Local Fish Stores, Luggage Store, Locker Room, Coatroom, and Dressing Room Attendants, Local Flavor, Labor Relations Specialists, Landscaping and Lawn Care, Land Surveyor, Library Science Teachers, Loan Officers, Light Truck or Delivery Services Drivers, Librarians, Laundromat, Lactation Services, Legal Secretaries, Logisticians, Luggage Storage, Literacy Teachers and Instructors, Legal Service
MMuseum Technicians and Conservators, Medical Billing Agency, Medical and Health Services Managers, Multimedia Artists and Animators, Music Theory Lessons, Motion Picture Projectionists, Mobile Phone Repair, Meat Shops, Musicians and Singers, Mathematical Technicians, Mortgage Lenders, Meditation Instruction, Midwives, Makerspaces, Martial Arts Instructor, Materials Engineers, Memory Care, Magician, Medical Secretaries, Materials Scientists, Medical Supplies Store, Morticians, Undertakers, and Funeral Directors, Makeup Artists, Music Entertainment, Manicurists and Pedicurists, Masonry Work, Mortuary Services, Microbiologists, Manufacturer Sales Representative, Magnetic Resonance Imaging Technologists, Models, Mobile Design, Mailbox Centers, Musical Instruments and Teachers, Middle School Teachers, Mechanical Engineers, Mass Media, Mathematical Science Teachers, Mortgage Broker, Music and DVDs Store, Medical Transcriptionists, Makeup Artistry Lessons, Medical Assistants, Macarons, Marriage and Family Therapists, Medical Records and Health Information Technicians, Muralist, Merchandise Displayers and Window Trimmers, Music Production Services, Medical and Clinical Laboratory Technicians, Music Venues, Military Surplus, Medical Scientists, Except Epidemiologists, Musical Instrument Services, Music Directors and Composers, Mental Health Counselors, Mandarin Lessons, Massage Therapist, Medical Law, Management Analysts, Makeup Artists, Theatrical and Performance, Mediators, Mobile Phone Accessories Retailer, MC and Host Services, Mobile Phone Retailer, Mathematicians, Motivational Speaking, Mystics, Medical Appliance Technicians, Mattress Store, Marketing
NNursing Assistants, Nightlife, Nurseries and Gardening Shop, Nail Technician, Nephrologists, Neurologist, Nanny Services, Nurse Midwives, Network and Computer Systems Administrators, Nurse Practitioners, Newspaper and Magazine Store, Natural Sciences Managers, Naturopathic/Holistic, Network Support Services, Nurse Anesthetists, Nursing Instructors and Teachers, Nutritionists, Notary, Neuropathologists
OOrder Clerks, Ophthalmologists, Other Consulting, Orthodontists, Outlet Store, Obstetricians and Gynecologists, Orderlies, Officiants, Oncologist, Organic Stores, Outdoor Gear Store, Otologists, Opera and Ballet, Osteopathic Physicians, Operations Research Analysts, Office Equipment Retailer, Occupational Health and Safety Specialists, Oxygen Bars, Occupational Therapists, Olive Oil, Online Auctioneer, Optometrists, Office Machine Operators, Except Computer, Orthopedists, Office Clerks, General
PPrepress Technicians and Workers, Patent Law, Procurement Clerks, Portrait Artistry, Piano Stores, Phone or Tablet Repair, Pretzels, Parenting Classes, Pedicabs, Piano Tuning, Package Delivery, Packing Supplies Store, Philosophy and Religion Teachers, Private Detectives and Investigators, Preventive Medicine, Photo Editing, Scanning and Restoration, Physics Teachers, Pediatric Dentists, Product Designer, Purchasing Managers, Play Equipment Construction and Assembly, Perfume, Pet Services, Palm Reading, Process Servers, Pet Groomers, Party Characters, Pathologists, Political Science Teachers, Public Markets, Political Scientists, Performing Arts, Packing Services, Props Store, Plastering or Stucco Work, Pool Halls, Personal Care Services, Pet Boarding, Personal Care Aides, Piadina, Pressure Washing, Psychiatric Aides, Photography Lessons, Pasta Shops, Pediatricians, Pickleball Coach, Personal Trainer, Pet Cremation Services, Pool Table Repair Services, Photography Store, Presentation Design, Private Investigation, Pet Insurance Agent, Psychic Mediums, Paperhangers, Printing Services, Prenatal/Perinatal Care, Proofreaders and Copy Markers, Popcorn Shops, Psychiatrists, Paving and Asphalt Installation, Service and Repair, Photo Booth Rentals, Psychologists, Printing Press Operators, Physician Assistants, Photographic Process Workers and Processing Machine Operators, Portuguese Lessons, Payroll Services, Paint Stores, Producers and Directors, Project Management, Pain Management, Print Media, Process Engineer, Pet Training, Pet Stores, Poke, Postal Service Mail Carriers, Psychology Teachers, Plumbing, Personal Assistant, Podiatrists, Party Equipment Rentals, Pilates Instructor, Passport and Visa Services, Periodontists, Proctologists, Party Supplies, Prosthodontists, Public Adjusters, Party Favors, Pawn Shop, Psychics, Photographer, Preschools, Pet Sitting, Pool and Billiards Store, Pulmonologist, Preschool and Kindergarten Teachers, Public Relations Specialists, Personal Chefs, Piano Lessons, Production, Planning, and Expediting Clerks, Painting Lessons, Public Speaking Lessons, Property Manager, Print Binding and Finishing Workers, Piano Services, Personal Injury Attorney, Painting, Pop up Shop, Personal Bankruptcy Attorney
QQuilting and Crochet, Qi Gong
RReiki Lessons, Retina Specialists, Restaurant Supplies, Reporters and Correspondents, Respiratory Therapists, Rheumatologists, Radiologists, Real Estate Agent, Recording and Rehearsal Studios, Rug Store, Real Estate Appraisal, Receptionists and Information Clerks, Rehabilitation Counselors, Restaurant, Recruiting, Reiki, Reproductive Health Services, Rehabilitation Center, Recycling Center, Registered Nurses, Residential Advisors, Real Estate Investor, Reptile Shops, Real Estate Brokers, Radio Stations, Recreation Workers, Reflexology, Real Estate Attorney, Retail Stores, Radio and Television Announcers, Religious Items Retailer, Retirement Homes, Recreational Therapists, Retail Salespersons, Radiation Therapists, Roofing
SSongwriting, Speech Language Pathologists, Senior Centers, Signmaking, Ski and Snowboard Shop, Saxophone Lessons, Shaved Ice, Sleep Specialists, Shipping, Receiving, and Traffic Clerks, Software Sales Engineer, Sports Psychologists, Sex Therapists, Siding Installation, Service and Repair, Self Enrichment Education Teachers, Street Vendors, Social Science Research Assistants, Self Storage, Singing Lessons, Statistical Data Analysis, Septic Tank System Installation, Service and Repair, Substance Abuse Counselor, Sewing and Alterations, Scavenger Hunts, Skincare Specialists, Sociologists, Salesperson, Salon Owner, Software Developers, Shopping Center, Shoe Repair, Stock Clerks and Order Fillers, Safety Equipment Retailer, Shared Office Spaces, Social Work Teachers, Shoe Shine, Skin Care, Seafood Markets, Spiritual Shop, Soccer Coach, Speech Training, Solar Contractor, Sports Coach, Skilled Nursing, Spanish Lessons, Souvenir Shop, Speech Therapists, Shipping Centers, Shaved Snow, Self-defense Instructor, Screen Printing and T Shirt Printing, Scooter Tours, Statistical Assistants, Squash Coach, Survey Researchers, Snow and Ice Removal, Stock Broker, Switchboard Operators, Including Answering Service, Silent Disco, Sewing Machine Operators, Securities, Commodities, and Financial Services Sales Agents, Swim Lessons, Sugaring, Septic Tank System Cleaning, Statisticians, Safety Consultant, Sunglasses Shop, Set and Exhibit Designers, Social Services, Surveying and Mapping Technicians, Shampooers, Social Security Law, Sporting Goods Retailer, Sign Language Lessons, Singing Telegram, Smokehouse, Scrapbooking, Safe Store, Sound Engineering Technicians, Sewing Lessons, Semiconductor Processors, Security Services, Substitute Teachers, Social Media Marketing, Softball Coach, Specialty Food, Skate Shop, Sociology Teachers, Secretaries and Administrative Assistants, Except Legal, Medical, and Executive, Supernatural Readings
TTelevision Stations, Therapy or Mental Health Services, Traditional Chinese Medicine, Tobacco Shop, Tea Rooms, Transportation Security Screeners, Translator, Transportation Engineer, Tutor, Teacher Assistants, Tarot and Psychic Reader Entertainment, Trivia Hosts, Tai Chi Instructor, Tenant and Eviction Law, Telephone Operators, Travel Agency, Threading Services, Test Prep Services, Tile, Stone, and Flooring, Tellers, Taxidermy, Travel Guides, Talent Agencies, Tasting Classes, Taekwondo Instructor, Toxicologists, Tour Guides and Escorts, Toy Store, Title Loans, Training and Development Specialists, Tax Preparers, Tax Services, Teacher Supplies Store, Technical Support, Telemarketing and Telesales Services, Tabletop Games Store, Tax Attorney, Temporary Tattoo Artistry, Teeth Whitening, Trophy Shop, Transportation, Storage, and Distribution Managers, Tennis Coach, Thrift Store, Traffic Law Attorney, Tableware Store, Tailors, Dressmakers, and Custom Sewers, Tree Services, Tui Na
UUrban and Regional Planners, Urologists, Used Bookstore, Uniform Store, Umpires, Referees, and Other Sports Officials, Ushers, Lobby Attendants, and Ticket Takers, Undersea/Hyperbaric Medicine, Ultrasound Imaging Centers
VVoice Over Lessons, Videos and Video Game Rental Store, Vacation Rental Agents, Volleyball Coach, Vending Machine Operator, Video and Film Production, Video Booth Rental, Visitor Centers, Vinyl Record Store, Vitamins and Supplements Store, Video Streaming and Webcasting Services, Veterinary Assistants and Laboratory Animal Caretakers, Video Game Store, Video Editing, Venues and Event Spaces, Veterinarians, Videographers, Ventriloquist and Puppet Entertainment, Video Production, Veterinary Technologists and Technicians, Vocal Coach, Vascular Medicine, Virus Removal Services, Video Transfer Services, Violin Lessons
WWills, Trusts, and Probates, Watch Repairers, Waterproofing, Weight Loss Centers, Weighers, Measurers, Checkers, and Samplers, Recordkeeping, Writer, Window Cleaning, Web Site Designer, Wardrobe Consulting, Wedding and Event Makeup, Wedding Chapels, Walking Tours, Waiters and Waitresses, Welding, Cutting and Metal Frame Erection, Wholesalers, Wedding and Event Venue Rental, Wedding Coordination, Workers Compensation Law, Wedding and Event Invitations, Walk-in Clinics, Web Developers, Wedding Cakes, Web Hosting, Wedding Planning, Wedding Officiant, Word Processors and Typists, Wills and Estate Planning, Waxing, Watches Retailer, Wig Store, Wind Turbine Service Technicians
X
YYoga Instructor
ZZumba Instructor
Insurance for dog walkers in South Dakota
Roofing insurance in South Dakota
Handyman Liability Insurance in South Dakota – SD
South Dakota General Liability Insurance – SD
South Dakota Commercial Auto Insurance – SD
South Dakota Retail Store Insurance (SD) – policies and cost
Painters and Painting Contractors insurance in South Dakota – SD – policies and cost
Carpenters Insurance in South Dakota
South Dakota Esthetician Insurance
General Contractor Insurance in South Dakota
