North Carolina Small business insurance (NC) is a must for every business owner to protect himself and his business from bankruptcy. Here, we’ll be going through all the insurance types your business can need, so you can find the best one.
Small businesses are companies or corporations, as well as freelancing businesses, that have a certain number of employees and revenue share under the certain amount that the government set.
Depending on the industry, there are divergent explanations of a small business. Sometimes, the size will be based on the number of employees, while in other cases, it will depend on the revenue.
For example, in the manufacturing and mining industry, you need to have up to 500 employees to be considered a small business. If you are operating in general and heavy construction, your revenue share should not go over $28.5 million.
In the narrow definition, according to SBA, a small business is any business that does not exceed $7.5 million in revenue or the number of 500 employees.
Small business insurance is any insurance that covers your small business for monetary losses that are the outcome of your business actions. Independently of your industry, there are risks involved with running a business.
Risks of bodily injury, property damage, negligence, errors, omissions, etc. Depending on the business you are conducting, you will select suitable insurance for your business. Do you want to learn more? Please read the guide for small businesses in North Carolina.
Let’s talk about some types of insurances.
Let’s explain what types of small business insurance exist in NC and what they are covering, so you could find which suits your business the most.
Depending on the business, you might have customers in your office, or perform repairs on some property. Therefore, you should protect your business from money claims that can come out of your performance.
Not related to the nature of your business, whether you are dealing with products or services, someone can be hurt. And they may demand you to cover medical costs, which is another solid reason to have general liability insurance.
According to state law, this insurance is in most cases not obligatory, except in certain industries, like construction. Anyhow , it may be required by the landlord or the client. That is why it’s always better to have it.
Professional liability insurance protects your business from financial claims that result from negligence, errors, and omissions. In some industries, we hear of this insurance as Errors&Omissions insurance or malpractice insurance. This type of insurance is suitable for all businesses that are giving services to clients.
This kind of coverage is the opposite of general liability insurance. It covers your small business from abstract risk – financial damage. In most cases, professional liability insurance policies for small businesses in NC include:
1. Work mistakes and oversights
2. Undelivered services
3. Missed deadlines
4. Claims of negligence
5. Breach of contract.
As previously discussed, being a pet sitter is one of the most popular small businesses at the moment. It is highly recommended to have this type of insurance as a pet sitter in North Carolina since you take care of someone’s pet.
When you are applying for a license, the government can demand this kind of coverage. Also, your clients can ask you to provide an insurance certificate. Anyhow, required or not, it is good to get this type of coverage and protect your small business in time.
This sort of insurance covers medical expenses, property damage expenses, and legal defense if a vehicle owned by your organization is involved in an accident. Depending on the kind of your small business, you might need this type of coverage.
Depending on the insurance provider, the insurance might also include coverage for theft, vandalism, and other kinds of losses.
The big thing to say is that the insurance is related to the car itself, and the vehicle has to be registered under the company name. If the employee is driving a private car even for business purposes, this insurance does not cover any incidents.
In case your business has a minimum of 2 employees, including the boss, you qualify for small business health insurance.
Small businesses with up to 50 workers qualify for SHOP, Small Business Health Options Program. The company can enroll a SHOP insurance plan through an insurance company or a verified SHOP agent or broker.
In the SHOP plan, you can include medical coverage, dental coverage, or both. Also, you can choose the most economical plan for you. You can decide how much of the employees’ policy you want to cover yourself and whether to also insure part-time employees.
If you have over 50 workers, you are qualifying for large group coverage. Usually, the fee of the policy per person is lower when you are falling into this insurance type. As a user of a large group program, you also have access to a digital health program.
This type of insurance is designed for people that are having their own business as both boss and employee. Depending on the category of the freelancing business, every freelancer will choose the most suitable coverage for themselves.
A handyman is a person who specialized in repairs, usually within your house.
As you can conclude, a handyman is dealing with various tools each day. This is why he needs to be protected. During the work, someone can be injured, property damaged, or the handyman himself might be hurt. Therefore, this type of employee ought to have insurance.
In case you want to be safe while working, and protect yourself from expensive lawsuits, read this article about all the various kinds of handyman insurance in North Carolina.
When it comes to roof workers, they are in greater danger than many. They are every day on heights, using dangerous equipment every. During their operating accident can happen. A passenger can be hurt, the worker on the roof can be injured, or the property they work on can be damaged.
In order to protect themselves, and cover their business from pricey lawsuits related to property damage, roof workers must have NC roofing insurance.
The costs of small business insurance vary for different insurance categories. Also, the price depends on the industry, size of the business, the coverage you opt for, and the insurance company that you pick.
The median cost for general liability insurance for small businesses $516 per year.
For professional liability insurance, the average fee for small businesses is $492 per year.
The health insurance plan, as already explained, depends on how much of the policy you want to cover yourself, and how much you want your employees to pay.
When choosing an insurance plan for your company, compare all the offers and select the best coverage for the lowest fee.
When it comes to monthly fees, all of these insurance categories have different prices. As mentioned above, the fee varies based on many factors, including the insurance brokerage you pick. We will go over the median monthly costs of these insurance categories to get a better idea.
The general liability insurance policy in North Carolina costs on average $43. Be aware of all the factors that can affect your costs.
When we speak about professional liability insurance, the median monthly price in North Carolina is $41.
Commercial auto insurance should cost $142 on average. Here, the price depends on the vehicle type and the driving history of the driver.
When we talk about medical insurance, the cost depends on whether you qualify for the SHOP program or large group coverage and how much of the policy costs you wish to cover yourself. The average price of a group health insurance plan in a month is $313.
When you make a decision to buy small business insurance, you need to take care of various factors. You need to look for an insurance broker that will provide you the best offer. As well, you need to confirm government requirements because some insurance categories are obligatory by the state’s law.
You can get quotes from a few different insurances and choose the policy that protects you the best for the lowest price!
Anesthesiologists, Aestheticians, Auto Loan Providers, Audio Recording, Anthropologists and Archeologists, Art Restoration, Art Directors, Area, Ethnic, and Cultural Studies Teachers, Anthropology and Archeology Teachers, Administrative Support, AV Equipment Rental for Events, Administrative Services Managers, Arts and Crafts Store, Architect, Advertising and Promotions Managers, App Based Delivery Services, Adult Education, Acne Treatment, Alternative Healing, Alternative Medicine, Animal Trainers, Atmospheric, Earth, Marine, and Space Sciences Teachers, Audio Production Lessons, Art Space Rentals, Adoption Services, Ayurveda, Architecture Teachers, Allergists, Animation, Atmospheric and Space Scientists, Assisted Living Facilities, Alterations, Tailoring, and Clothing Design, Amateur Sports Teams Coach, Aerial Photography, Art Tours, Actors, Appliance Installation, Service and Repair, Aerobics Instructor, Antiques Store, Audiologists, Astronomers, Animal Shelters, Acupuncturist, Astrologers, Acupressurist, Art, Drama, and Music Teachers, Acting Lessons, Art Classes, Appraisal Services, Audio and Video Equipment Technicians, Addiction Medicine, Archery Coach, Actuarial Service, Apartment Agents, Arabic Lessons, Auction House, Audio Visual and Multimedia Collections Specialists, Art Consultants, Athletic Trainer, Archivists, Accountant, Audio Services, Acai Bowls, Agents and Business Managers of Artists, Performers, and Athletes
Buyers and Purchasing Agents, Biochemists and Biophysicists, Books, Mags, Music and Video Store, Budget Analysts, Biomedical Engineers, Bus Tours, Bubble Tea, Badminton Coach, Business Teachers, Butcher, Broadcast Technicians, Barber, Bike Shop, Bill and Account Collectors, Baker, Banks and Credit Unions, Bridal Shop, Brewing Supplies Store, Baseball Coach, Bird Shops, Biological Technicians, Bail Bondsmen, Banjo Lessons, Basketball Coach, Battery Store, Building Sign installation, Business Financing, Bagels, Boot Camps, Balloon Decorations, Bookbinding, Bike Repair and Maintenance, Bicycle Repairers, Behavior Analysts, Beach Equipment Rentals, Bailiffs, Building Inspector, Bankruptcy Law, Bass Guitar Lessons, Broadcast News Analysts, Blow Dry and Out Services, Beverage Store, Boxing Trainer, Bounce House and Party Inflatables Rental, Billing and Posting Clerks, Biological Science Teachers, Bike Rentals, Brokerage Clerks, Bike Sharing, Bowling, Baby Gear and Furniture Store, Bridal Stylist, Bike tours, Business Consulting, Bookstore, Beautician, Bookkeepers, Bocce Ball, Balloon Services, Botanical Gardens, Barre Classes, Billing Services, Barbecue and Grill Services, Building Supplies, Business Law, Baggage Porters and Bellhops
Court, Municipal, and License Clerks, Comic Book Store, Chief Executives, Convenience Stores, Cost Estimators, Computer Science Teachers, Childbirth Education, Conservation Scientists, Chefs and Cooks, Cargo and Freight Agents, Cello Lessons, Costume Store, Community Health Workers, Commissioned Artists, Concierge Medicine, Credit Analysts, Computer Network Architects, CPR and First Aid Training, Computer Network Support Specialists, Cideries, Criminal Defense Attorney, Contracts Attorney, Costumed Character Entertainment, College Admissions Counseling, Coffee and Tea, Cosmetics and Beauty Supply, Customs Brokers, Civil Engineer, Clock Repair, Communications Teachers, Computer Systems Analysts, Carpentry, Cosmetology Schools, Country Clubs, Cardiovascular Technologists and Technicians, Costume Attendants, Circus Entertainment, Cat Grooming, Check Cashing and Pay day Loans, Capoeira Instructor, Concierges, Cycling Classes, Candy Buffet Services, Child, Family, and School Social Workers, Community Book Box, Cosmetologist, Career Counseling, Currency Exchange, Computer and Information Systems Managers, Computer Lessons, Correspondence Clerks, Colonics, CPR Classes, Calligraphy, Chess Lessons, Counseling and Mental Health, Cheese Tasting Classes, Craft Artists, Cremation Services, Court Reporters, Cultural Center, Caricaturing, Country Dance Halls, Computer Repair, Camera Operators, Television, Video, and Motion Picture, Career and Technical Education Teachers, Computer User Support Specialists, Candy Stores, Claims Adjuster, Cabaret, Custom Airbrushing, Comedy Club Owner, Camera and Photographic Equipment Repairers, Computer and Information Research Scientists, Court Interpreting, Cards and Stationery Store, Computer Programmers, Coffee Roasteries, Caterer, Cheese Shops, Cashiers, Cartographers and Photogrammetrists, Carpet Cleaning, Community Gardens, Credit Authorizers, Checkers, and Clerks, Curators, Crossfit Instructor, Cardio Classes, Clinical, Counseling, and School Psychologists, Counter and Rental Clerks, Couriers, Chocolatiers and Shops, Call Center Service, Concrete Construction, Compensation and Benefits Managers, Crisis Pregnancy Centers, Consumer Law, Computer Hardware Engineers, Cardiologists, Comedy Entertainment, Credit Counselors, Computer, Automated Teller, and Office Machine Repairers, Clowns, Compliance Officers, Compensation, Benefits, and Job Analysis Specialists, Chimney Cakes, Clothing Store, Candle Store, Chemistry Teachers, Computer Store, Computer Operators
Dental Assistants, Detectives and Criminal Investigators, Database Administrators, Drum Lessons, Digitizing Services, Dentists, Dog Walker, Dietitians and Nutritionists, Dance Clubs, Desktop Publishers, Day Care, Data Entry Keyers, Debt Relief Services, Diagnostic Services, Dog Grooming, Demonstrators and Product Promoters, Disc Golf Coach, Discount Store, DUI Attorney, Dance Entertainment, Doctors, Doulas, Drywall and Wall Boarding Work, Dance Instructor, Department Stores, Dialysis Clinics, Dental Laboratory Technicians, Desserts, Donuts, Dog Training, Dental and Orthodontic Services, Dishwashers, Diagnostic Medical Sonographers, Dry Cleaning, Day Spas, Disability Attorney, Day Camps, Drawing Lessons, Debris Removal, Door and Window Installation, Service and Repair, Duplication Services, DJ, Dental Hygienists, Data Recovery, Dispatchers, Except Police, Fire, and Ambulance, Dermatologists, Divorce and Family Attorney, Diagnostic Imaging, Do It Yourself Food, Donation Center, Dumpster Rental
Endocrinologists, Elder Law, Entertainment Law, Employment Service, Etchers and Engravers, Electronics Engineers, Except Computer, Event Planner, Event Help and Wait Staff, Editorial Services, Estate Liquidation, Embroidery, Engineering and Technical Design, Education Teachers, Editors, Epidemiologists, Executive Secretaries and Executive Administrative Assistants, Environmental Science and Protection Technicians, Including Health, Esthetician Services, Economists, E-Commerce, Estate Attorney, Embalmers, Elementary School Teachers, Environmental Science Teachers, Emergency Management Directors, Elder Care Planning, Ear Nose and Throat, Expert Witness, Electrical Engineer, Economics Teachers, Electronics Store, English Language and Literature Teachers, Environmental Engineer, Engineering Teachers, Endodontists, Empanadas, Exercise Equipment Repair, Engraving, Employment Agencies, ESL, English as a Second Language Lessons, Environmental Scientists and Specialists, Including Health, Eatertainment, Excavation and Grading, Employment Law, Embroidery and Crochet Store, Educational, Guidance, School, and Vocational Counselors, Engineer, Electrical Work, Education Consulting, Eyewear and Optician Store
Food Banks, Food Servers, Nonrestaurant, Food Cart Operator, First Aid Classes, File Clerks, Fencing Instructor, First Line Supervisors of Retail Sales Workers, Furniture Rental, Fitness and Exercise Equipment Store, Funeral Service Managers, Fabric Menders, Except Garment, Furniture Store, Food Truck or Cart Services, Financial Examiners, Fabric and Apparel Patternmakers, First Line Supervisors of Personal Service Workers, Family and General Practitioners, Fitness Equipment Assembly, French Lessons, Food Service Managers, First Line Supervisors of Office and Administrative Support Workers, First Line Supervisors of Food Preparation and Serving Workers, Foreign Language and Literature Teachers, Flute Lessons, Float Spa, Facial Treatments, Financial Adviser, Family Law Attorney, Fine Artists, Including Painters, Sculptors, and Illustrators, Food Safety Training, Family Counseling, Farmers Market, Fitness Instructor, Fashion Designers, Fabric Store, Family Practice, Fruits and Veggies, Forensic Science Technicians, Floral Designers, Flea Markets, Fingerprinting, Flowers and Gifts Store, Framing Store, Fertility, Food Tours, Florist, Furniture Delivery, Food Preparation Workers, Feng Shui, Film and Video Production, Floor Waxing, Faith-based Crisis Pregnancy Centers, Financial Analysts, Fashion Retailer, First Line Supervisors of Non Retail Sales Workers, Fence and Gate Installation, Fundraisers, Food Delivery, Film and Video Editors
Games and Concession Rental, Gerontologists, Golf Equipment Retailer, Graphic Designers, Golf Instructor, General and Operations Managers, Guitar Lessons, Genealogy, Gift Shop, Garbage Collection, Genetic Counselors, Geoscientists, Except Hydrologists and Geographers, Geneticists, Grilling Equipment Store, Geographers, Gemstones and Minerals Shop, Gastroenterologist, Glass Blowing, General Contractor, Graphic Design Instruction, Guitar Stores, Grill Services, German Lessons, Geography Teachers, Glass Dealers and Glaziers, Gold Buyers, Gelato, Grocery Store, Graduate Teaching Assistants, General Litigation
Health Retreats, Horse Equipment Shop, Henna Tattooing, Health Educators, Home Staging, Human Resources Specialists, HVAC Work, Hospice, Hearing Aid Providers, Home and Garden Retailer, Hydrologists, Home Window Tinting, Holiday Decorations Store, Home Health Care, Human Resources Managers, History Teachers, Hunting and Fishing Supplies Retailer, Home Economics Teachers, Holiday Decorating Services, Halotherapy, Historical Tours, Hot Springs, Human Resources Assistants, Except Payroll and Timekeeping, Herbal Shops, Hockey Equipment Retailer, Home Inspectors, Heavy and Tractor Trailer Truck Drivers, Halfway Houses, Holistic Animal Care, Hair Stylist, Home Health Aides, Health and Safety Engineers, Except Mining Safety Engineers and Inspectors, Hearing Aid Specialists, Home Decor Shop, Henna Artists, High Fidelity Audio Equipment, Habilitative Services, Home Energy Auditors, Health Specialties Teachers, Health and Wellness Coaching, House Cleaning and Maid Service, Historians, Hypnotherapy, Health Insurance Offices, Hydroponics Store, High School Teachers, Healthcare Social Workers, Hair Loss Centers, Hepatologists, Hobby Shop, Handyperson, Homeless Shelters, Hardware Store, Hair Removal
Internists, General, Infectious Disease Specialists, Insurance Appraisers, IT Consulting or Programming, IP and Internet Law, Industrial Organizational Psychologists, Intellectual Property Attorney, Internal Medicine, Immunodermatologists, Interviewers, Except Eligibility and Loan, In Person Auctioneer, Imported Food, Insulation Work, Internet Cafes, Interlock Systems, Inspectors, Testers, Sorters, Samplers, and Weighers, Information Security Analysts, Instrument Instructor, Impersonating, Indoor Cycling Instructor, Insurance Inspector, Insurance Agent, Illustrating, Immigration Attorney, International Law Attorney, Investing, Industrial Engineer, Insurance Underwriters, Instructional Coordinators, Installment Loans, Ice Cream and Frozen Yogurt, Interior Designer, Italian Lessons
Jewelry Repair, Juice Bars and Smoothies, Japanese Lessons, Janitorial Services, Jewelers and Precious Stone and Metal Workers, Jewelry Store, Jazz and Blues
Kombucha, Knitting Supplies Shop, Karaoke, Kitchen Supplies Shop, Kickboxing Trainer, Kitchen and Bath Store, Knife Sharpening, Kids Activities, Korean Lessons, Karaoke Machine Rental, Karate Instructor
Land Surveyor, Lice Services, Laundromat, Luggage Store, Luggage Storage, Lactation Services, Loan Interviewers and Clerks, Legal Secretaries, Law Teachers, Librarians, Logisticians, Logo Design, Literacy Teachers and Instructors, Locksmith, Legal Document Preparation, Laundry Services, Locker Room, Coatroom, and Dressing Room Attendants, Library Science Teachers, Lighting Store, Local Fish Stores, Labor Relations Specialists, Laboratory Testing, Loan Officers, Labor and Employment Attorney, Local Flavor, Light Truck or Delivery Services Drivers, Landscaping and Lawn Care, Licensed Practical and Licensed Vocational Nurses, Legal Service
Musicians and Singers, Memory Care, Manicurists and Pedicurists, Masonry Work, Macarons, Mortgage Lenders, Medical Supplies Store, Makerspaces, Motion Picture Projectionists, Medical and Health Services Managers, Music Theory Lessons, Mathematical Science Teachers, Marriage and Family Therapists, Medical Secretaries, Makeup Artistry Lessons, Marketing, Mathematical Technicians, Medical Records and Health Information Technicians, Models, Mystics, Music and DVDs Store, Music Entertainment, Medical and Clinical Laboratory Technicians, Music Venues, Materials Engineers, Mediators, Motivational Speaking, Magician, Medical Scientists, Except Epidemiologists, Medical Transcriptionists, Musical Instruments and Teachers, Makeup Artists, Morticians, Undertakers, and Funeral Directors, Manufacturer Sales Representative, Musical Instrument Services, Medical Assistants, Mailbox Centers, Martial Arts Instructor, Medical Law, Mandarin Lessons, Music Directors and Composers, Museum Technicians and Conservators, Meat Shops, Mobile Phone Retailer, Microbiologists, Magnetic Resonance Imaging Technologists, Mobile Phone Repair, Mattress Store, Makeup Artists, Theatrical and Performance, Management Analysts, Mobile Design, Merchandise Displayers and Window Trimmers, MC and Host Services, Mathematicians, Meditation Instruction, Midwives, Medical Appliance Technicians, Military Surplus, Mental Health Counselors, Mortuary Services, Mobile Phone Accessories Retailer, Massage Therapist, Materials Scientists, Multimedia Artists and Animators, Mass Media, Music Production Services, Middle School Teachers, Mechanical Engineers, Mortgage Broker, Medical Billing Agency, Muralist
Nurseries and Gardening Shop, Naturopathic/Holistic, Network Support Services, Nurse Midwives, Nursing Instructors and Teachers, Network and Computer Systems Administrators, Neurologist, Nutritionists, Nephrologists, Nursing Assistants, Newspaper and Magazine Store, Nightlife, Nanny Services, Nurse Anesthetists, Neuropathologists, Natural Sciences Managers, Notary, Nurse Practitioners, Nail Technician
Order Clerks, Office Equipment Retailer, Obstetricians and Gynecologists, Orderlies, Occupational Health and Safety Specialists, Osteopathic Physicians, Organic Stores, Occupational Therapists, Ophthalmologists, Outlet Store, Oncologist, Otologists, Oxygen Bars, Orthodontists, Optometrists, Orthopedists, Officiants, Office Clerks, General, Online Auctioneer, Opera and Ballet, Office Machine Operators, Except Computer, Olive Oil, Other Consulting, Outdoor Gear Store, Operations Research Analysts
Psychiatric Aides, Parenting Classes, Pilates Instructor, Photo Editing, Scanning and Restoration, Printing Services, Psychologists, Photo Booth Rentals, Public Adjusters, Props Store, Preschool and Kindergarten Teachers, Piano Services, Project Management, Personal Chefs, Private Investigation, Purchasing Managers, Performing Arts, Psychology Teachers, Pet Insurance Agent, Pedicabs, Photography Store, Pediatric Dentists, Personal Care Aides, Psychics, Palm Reading, Pet Services, Psychic Mediums, Piano Lessons, Periodontists, Package Delivery, Pool and Billiards Store, Pawn Shop, Postal Service Mail Carriers, Pet Training, Prosthodontists, Pool Table Repair Services, Production, Planning, and Expediting Clerks, Podiatrists, Personal Bankruptcy Attorney, Pulmonologist, Prepress Technicians and Workers, Party Favors, Physician Assistants, Party Characters, Party Equipment Rentals, Plumbing, Packing Services, Paperhangers, Piano Tuning, Poke, Pet Sitting, Photography Lessons, Packing Supplies Store, Photographic Process Workers and Processing Machine Operators, Pet Groomers, Pet Cremation Services, Portrait Artistry, Preschools, Procurement Clerks, Plastering or Stucco Work, Presentation Design, Personal Care Services, Piadina, Personal Assistant, Piano Stores, Producers and Directors, Philosophy and Religion Teachers, Pediatricians, Pet Boarding, Patent Law, Payroll Services, Paving and Asphalt Installation, Service and Repair, Process Engineer, Party Supplies, Prenatal/Perinatal Care, Play Equipment Construction and Assembly, Pathologists, Perfume, Pretzels, Private Detectives and Investigators, Political Scientists, Public Markets, Property Manager, Pop up Shop, Print Binding and Finishing Workers, Pasta Shops, Portuguese Lessons, Printing Press Operators, Phone or Tablet Repair, Pet Stores, Public Relations Specialists, Passport and Visa Services, Paint Stores, Preventive Medicine, Personal Trainer, Painting, Print Media, Painting Lessons, Process Servers, Physics Teachers, Popcorn Shops, Political Science Teachers, Psychiatrists, Pool Halls, Pressure Washing, Personal Injury Attorney, Public Speaking Lessons, Photographer, Pickleball Coach, Product Designer, Proofreaders and Copy Markers, Pain Management, Proctologists
Quilting and Crochet, Qi Gong
Registered Nurses, Recycling Center, Rehabilitation Counselors, Recording and Rehearsal Studios, Reptile Shops, Real Estate Agent, Reporters and Correspondents, Real Estate Appraisal, Roofing, Religious Items Retailer, Residential Advisors, Restaurant, Radiation Therapists, Real Estate Brokers, Respiratory Therapists, Reflexology, Radio Stations, Real Estate Investor, Recreational Therapists, Rehabilitation Center, Rheumatologists, Radio and Television Announcers, Receptionists and Information Clerks, Retail Stores, Recreation Workers, Real Estate Attorney, Restaurant Supplies, Retail Salespersons, Retina Specialists, Rug Store, Radiologists, Recruiting, Retirement Homes, Reiki, Reiki Lessons, Reproductive Health Services
Self Storage, Shopping Center, Sports Coach, Shampooers, Stock Broker, Semiconductor Processors, Sporting Goods Retailer, Salon Owner, Spiritual Shop, Shaved Ice, Shared Office Spaces, Substance Abuse Counselor, Silent Disco, Social Security Law, Sign Language Lessons, Survey Researchers, Sugaring, Soccer Coach, Swim Lessons, Sports Psychologists, Scrapbooking, Seafood Markets, Securities, Commodities, and Financial Services Sales Agents, Specialty Food, Sociologists, Salesperson, Senior Centers, Shipping Centers, Squash Coach, Secretaries and Administrative Assistants, Except Legal, Medical, and Executive, Surveying and Mapping Technicians, Sewing Machine Operators, Sewing and Alterations, Statisticians, Shaved Snow, Safety Consultant, Statistical Data Analysis, Shoe Repair, Self Enrichment Education Teachers, Scooter Tours, Septic Tank System Installation, Service and Repair, Siding Installation, Service and Repair, Sunglasses Shop, Skilled Nursing, Skate Shop, Spanish Lessons, Social Science Research Assistants, Singing Lessons, Self-defense Instructor, Sociology Teachers, Speech Therapists, Souvenir Shop, Skincare Specialists, Speech Language Pathologists, Shipping, Receiving, and Traffic Clerks, Supernatural Readings, Singing Telegram, Software Developers, Software Sales Engineer, Snow and Ice Removal, Signmaking, Saxophone Lessons, Substitute Teachers, Sex Therapists, Safe Store, Screen Printing and T Shirt Printing, Set and Exhibit Designers, Safety Equipment Retailer, Stock Clerks and Order Fillers, Switchboard Operators, Including Answering Service, Statistical Assistants, Softball Coach, Solar Contractor, Songwriting, Smokehouse, Social Work Teachers, Shoe Shine, Social Media Marketing, Security Services, Sound Engineering Technicians, Septic Tank System Cleaning, Street Vendors, Speech Training, Ski and Snowboard Shop, Skin Care, Scavenger Hunts, Sleep Specialists, Social Services, Sewing Lessons
Tree Services, Title Loans, Tasting Classes, Tour Guides and Escorts, Toxicologists, Tax Attorney, Tableware Store, Tarot and Psychic Reader Entertainment, Traffic Law Attorney, Tailors, Dressmakers, and Custom Sewers, Travel Guides, Teeth Whitening, Tabletop Games Store, Transportation Engineer, Taekwondo Instructor, Taxidermy, Teacher Assistants, Traditional Chinese Medicine, Translator, Tutor, Transportation, Storage, and Distribution Managers, Therapy or Mental Health Services, Telephone Operators, Tui Na, Travel Agency, Training and Development Specialists, Technical Support, Trivia Hosts, Tenant and Eviction Law, Tai Chi Instructor, Trophy Shop, Tile, Stone, and Flooring, Teacher Supplies Store, Tax Services, Tellers, Toy Store, Threading Services, Tax Preparers, Transportation Security Screeners, Tennis Coach, Temporary Tattoo Artistry, Talent Agencies, Telemarketing and Telesales Services, Thrift Store, Tea Rooms, Television Stations, Tobacco Shop, Test Prep Services
Urologists, Undersea/Hyperbaric Medicine, Ushers, Lobby Attendants, and Ticket Takers, Umpires, Referees, and Other Sports Officials, Urban and Regional Planners, Ultrasound Imaging Centers, Uniform Store, Used Bookstore
Vending Machine Operator, Video Streaming and Webcasting Services, Venues and Event Spaces, Video Production, Videographers, Virus Removal Services, Veterinary Assistants and Laboratory Animal Caretakers, Video Transfer Services, Veterinarians, Volleyball Coach, Video Booth Rental, Vinyl Record Store, Ventriloquist and Puppet Entertainment, Videos and Video Game Rental Store, Vascular Medicine, Visitor Centers, Violin Lessons, Veterinary Technologists and Technicians, Video Game Store, Video and Film Production, Voice Over Lessons, Video Editing, Vitamins and Supplements Store, Vacation Rental Agents, Vocal Coach
Wardrobe Consulting, Wholesalers, Walk-in Clinics, Waxing, Writer, Wills and Estate Planning, Web Developers, Walking Tours, Wedding Cakes, Waiters and Waitresses, Wedding and Event Invitations, Web Site Designer, Weight Loss Centers, Wig Store, Wind Turbine Service Technicians, Wills, Trusts, and Probates, Wedding Chapels, Watch Repairers, Wedding Officiant, Welding, Cutting and Metal Frame Erection, Web Hosting, Weighers, Measurers, Checkers, and Samplers, Recordkeeping, Wedding and Event Venue Rental, Waterproofing, Watches Retailer, Workers Compensation Law, Wedding and Event Makeup, Wedding Coordination, Window Cleaning, Word Processors and Typists, Wedding Planning