Kentucky Small business insurance (KY) is necessary for any business owner to cover himself and his business from bankruptcy. Here, we’ll be discussing all the insurance categories your business could need, so you can find the most suitable one.
Small businesses are companies or corporations, as well as freelancing businesses, that have a certain number of employees and income below the certain amount that the government set.
Depending on the industry, there are divergent definitions of a small business. Sometimes, the size will be based on the number of employees, while in other cases, it will depend on the revenue share.
For example, in the manufacturing and mining industry, you need to have up to 500 employees to qualify as a small business. If you are involved in general and heavy construction, your revenue should not go over $28.5 million.
In the narrow definition, according to SBA, a small business is any business that does not exceed $7.5 million in revenue or the number of 500 employees.
Small business insurance is any insurance that protects your small business for financial losses that are the result of your work. Regardless of your industry, there are risks involved in running a business.
Risks of bodily injury, property damage, negligence, errors, omissions, etc. Depending on the business you are conducting, you will select suitable insurance for your business. Do you want to learn more? Please read the guide for small businesses in Kentucky.
Let’s discuss some types of insurances.
Let’s discuss what kinds of small business insurance exist in KY and what they are covering, so you might find which suits your business the most.
Depending on the business, you may have customers in your office, or perform repairs on some property. Therefore, you should protect your company from money claims that can come out of your performance.
Not depending on the nature of your business, whether you are dealing with products or services, someone can be hurt. And they maybe ask you to cover medical costs, which is another good reason to have general liability insurance.
According to state law, this insurance is in most cases not mandatory, except in certain industries, like construction. Anyhow , it can be required by the landlord or the client. That is why it’s always better to have it.
Professional liability insurance covers your business from monetary claims that come out from negligence, errors, and omissions. In some industries, we know this insurance as Errors&Omissions insurance or malpractice insurance. This type of insurance is suitable for all businesses that are giving services to clients.
This type of coverage is the opposite of general liability insurance. It insures your small business from abstract risk – monetary damage. In most cases, professional liability insurance policies for small businesses in KY include:
1. Work mistakes and oversights
2. Undelivered services
3. Missed deadlines
4. Claims of negligence
5. Breach of contract.
As previously discussed, being a pet sitter is one of the most popular small businesses right now. It is strongly recommended to have this type of insurance as a pet sitter in Kentucky since you take care of someone’s pet.
If you are applying for a license, the government can demand this type of coverage. Also, your clients can ask you to give them an insurance certificate. Anyhow, obligatory or not, it is good to have this type of insurance and protect your small business in time.
This category of insurance covers medical expenses, property damage expenses, and legal defense if a vehicle owned by your organization is involved in an accident. Depending on the type of your small business, you may need this type of coverage.
Depending on the insurance provider, the policy might also include coverage for theft, vandalism, and other kinds of losses.
The big thing to say is that the insurance relates to the car itself, and the car has to be registered under the company name. If the worker is driving a private car even for business purposes, this insurance does not cover any incidents.
In case your company has at least 2 employees, including the boss, you qualify for small business health insurance.
Small companies with up to 50 employees qualify for SHOP, Small Business Health Options Program. The company can enroll in a SHOP insurance plan through an insurance company or a registered SHOP agent or broker.
In the SHOP plan, you can add health coverage, dental coverage, or both. Also, you can select the most affordable plan for you. You can decide how much of the employees’ coverage you want to cover yourself and whether to also insure part-time employees.
If you have over 50 employees, you are qualifying for large group coverage. Mainly, the price of the policy per person is lower when you are falling into this insurance group. As a user of a large group program, you also have entry to a digital health program.
This kind of insurance is designed for people that are running their own business as both boss and the worker. Depending on the type of freelancing business, each freelancer will choose the most suitable insurance for themselves.
A handyman is a person who has expertise in repairs, usually within your home.
As you can conclude, a handyman is dealing with various tools each day. This is why he needs to be covered. During the work, a third person can be injured, property damaged, or the handyman himself might be hurt. Therefore, this category of employees ought to have insurance.
If you want to be covered while working, and protect yourself from expensive lawsuits, read this article about all the different kinds of handyman insurance in Kentucky.
When it comes to roof workers, they are in bigger danger than most. They are all day on heights, using dangerous equipment. During their operating accident can occur. A passenger can be hurt, the worker on the roof can be injured, or the property they work on can be damaged.
In order to cover themselves, and cover their company from pricey lawsuits related to property damage, roof workers ought to have KY roofing insurance.
The prices of small business insurance vary for divergent insurance sorts. Also, the price depends on the industry, size of the business, the coverage you opt for, and the insurance provider that you choose.
The middle fee for general liability insurance for small businesses $516 per year.
For professional liability insurance, the average price for small businesses is $492 per year.
The health insurance plan, as already explained, depends on how much of the premium you want to cover yourself, and how much you want your employees to pay.
When choosing an insurance plan for your company, compare all the propositions and select the best coverage for the lowest fee.
When it comes to monthly costs, all of these insurance categories have different prices. As mentioned above, the fee varies based on several factors, including the insurance brokerage you select. We will go over the average monthly fees of these insurance categories to get a better idea.
The general liability insurance policy in Kentucky costs on average $43. Be aware of all the factors that can influence your price.
When we speak about professional liability insurance, the average monthly fee in Kentucky is $41.
Commercial auto insurance should cost $142 on average. Here, the price depends on the car category and the driving history of the driver.
When we talk about medical insurance, the cost depends on whether you qualify for the SHOP program or large group coverage and how much of the coverage costs you want to cover yourself. The medium price of a group health insurance plan per month is $313.
When you decide to purchase small business insurance, you must take care of various factors. You need to find an insurance broker that will give you the best offer. Also, you need to check government requirements because some insurance types are obligatory by the state’s law.
You can get quotes from a few different insurances and choose the policy that covers you the best for the lowest price!
Aerial Photography, Apartment Agents, Acai Bowls, Antiques Store, Audio Production Lessons, Area, Ethnic, and Cultural Studies Teachers, Art Classes, Aerobics Instructor, Alternative Healing, Arts and Crafts Store, Animation, AV Equipment Rental for Events, Administrative Services Managers, Astronomers, Appraisal Services, Adoption Services, Auto Loan Providers, Aestheticians, Appliance Installation, Service and Repair, Astrologers, Actors, Acupuncturist, Art, Drama, and Music Teachers, Arabic Lessons, Amateur Sports Teams Coach, Actuarial Service, Atmospheric and Space Scientists, Advertising and Promotions Managers, Art Directors, Animal Shelters, Architecture Teachers, Alterations, Tailoring, and Clothing Design, Atmospheric, Earth, Marine, and Space Sciences Teachers, Archery Coach, Audiologists, Assisted Living Facilities, Accountant, Agents and Business Managers of Artists, Performers, and Athletes, Audio and Video Equipment Technicians, Addiction Medicine, Administrative Support, Athletic Trainer, Art Space Rentals, App Based Delivery Services, Audio Recording, Archivists, Allergists, Audio Services, Art Consultants, Acting Lessons, Auction House, Adult Education, Architect, Art Tours, Ayurveda, Acupressurist, Art Restoration, Audio Visual and Multimedia Collections Specialists, Animal Trainers, Anesthesiologists, Anthropologists and Archeologists, Anthropology and Archeology Teachers, Acne Treatment, Alternative Medicine
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Diagnostic Services, Dentists, Dog Walker, Drawing Lessons, Day Spas, Donation Center, Door and Window Installation, Service and Repair, Dance Entertainment, Data Entry Keyers, Duplication Services, Dishwashers, Dialysis Clinics, Drum Lessons, Database Administrators, Department Stores, Demonstrators and Product Promoters, Doulas, DJ, Dental and Orthodontic Services, Discount Store, Desserts, Diagnostic Medical Sonographers, Dietitians and Nutritionists, Dental Hygienists, Dance Instructor, Dermatologists, Dispatchers, Except Police, Fire, and Ambulance, Day Care, Doctors, Dental Assistants, Dog Grooming, Debris Removal, Detectives and Criminal Investigators, Day Camps, Divorce and Family Attorney, Disc Golf Coach, Dental Laboratory Technicians, Digitizing Services, Dog Training, Do It Yourself Food, Desktop Publishers, Dumpster Rental, Dance Clubs, Data Recovery, Dry Cleaning, DUI Attorney, Donuts, Debt Relief Services, Drywall and Wall Boarding Work, Diagnostic Imaging, Disability Attorney
Estate Attorney, Embalmers, Etchers and Engravers, ESL, English as a Second Language Lessons, Economists, Estate Liquidation, Executive Secretaries and Executive Administrative Assistants, Event Planner, Environmental Science and Protection Technicians, Including Health, Employment Agencies, Elder Law, Exercise Equipment Repair, Electrical Work, Electronics Engineers, Except Computer, Endocrinologists, Employment Law, Embroidery, Excavation and Grading, Emergency Management Directors, Engineering Teachers, Economics Teachers, Education Teachers, Esthetician Services, Environmental Science Teachers, Eyewear and Optician Store, Entertainment Law, Engineering and Technical Design, Epidemiologists, Editors, English Language and Literature Teachers, Eatertainment, Ear Nose and Throat, Expert Witness, Engraving, Environmental Engineer, Event Help and Wait Staff, Editorial Services, Embroidery and Crochet Store, Endodontists, Empanadas, Elder Care Planning, Elementary School Teachers, Educational, Guidance, School, and Vocational Counselors, E-Commerce, Education Consulting, Electrical Engineer, Electronics Store, Engineer, Employment Service, Environmental Scientists and Specialists, Including Health
Food Service Managers, Furniture Rental, Family Counseling, Fine Artists, Including Painters, Sculptors, and Illustrators, Foreign Language and Literature Teachers, Film and Video Editors, Fabric and Apparel Patternmakers, Furniture Delivery, Flea Markets, Financial Analysts, Fence and Gate Installation, Financial Examiners, Fingerprinting, Facial Treatments, Faith-based Crisis Pregnancy Centers, Financial Adviser, Float Spa, Family Practice, Family Law Attorney, Food Truck or Cart Services, First Line Supervisors of Personal Service Workers, File Clerks, Fitness Equipment Assembly, Floor Waxing, Flute Lessons, Fashion Designers, Food Servers, Nonrestaurant, Floral Designers, French Lessons, Florist, Fashion Retailer, Film and Video Production, Fencing Instructor, Food Preparation Workers, Framing Store, Food Tours, First Line Supervisors of Non Retail Sales Workers, Fundraisers, First Line Supervisors of Food Preparation and Serving Workers, Feng Shui, First Line Supervisors of Retail Sales Workers, Fruits and Veggies, Food Safety Training, Food Banks, Fabric Store, First Line Supervisors of Office and Administrative Support Workers, Food Cart Operator, Furniture Store, Family and General Practitioners, Fitness and Exercise Equipment Store, Fabric Menders, Except Garment, Forensic Science Technicians, Funeral Service Managers, Fertility, Food Delivery, Flowers and Gifts Store, Farmers Market, First Aid Classes, Fitness Instructor
German Lessons, Gastroenterologist, Glass Blowing, Golf Instructor, Gold Buyers, Geography Teachers, Genealogy, Gelato, Geoscientists, Except Hydrologists and Geographers, Genetic Counselors, Gift Shop, Garbage Collection, Grocery Store, Gerontologists, Geneticists, Glass Dealers and Glaziers, General and Operations Managers, Guitar Stores, Graduate Teaching Assistants, Geographers, General Contractor, Graphic Design Instruction, Grilling Equipment Store, Games and Concession Rental, Golf Equipment Retailer, Grill Services, Guitar Lessons, General Litigation, Graphic Designers, Gemstones and Minerals Shop
Home Health Care, Hair Removal, Hot Springs, History Teachers, Home Window Tinting, Hearing Aid Specialists, Health Educators, Historical Tours, House Cleaning and Maid Service, Health Retreats, Home Economics Teachers, Hydroponics Store, Henna Artists, Home Energy Auditors, Health and Safety Engineers, Except Mining Safety Engineers and Inspectors, Home and Garden Retailer, Human Resources Assistants, Except Payroll and Timekeeping, Healthcare Social Workers, Home Health Aides, High Fidelity Audio Equipment, Historians, Herbal Shops, Hypnotherapy, Hunting and Fishing Supplies Retailer, Hardware Store, Holistic Animal Care, Holiday Decorating Services, Handyperson, Home Inspectors, Henna Tattooing, Health Specialties Teachers, Health and Wellness Coaching, Hospice, Hair Loss Centers, Human Resources Managers, Habilitative Services, Hobby Shop, HVAC Work, Homeless Shelters, Health Insurance Offices, Human Resources Specialists, Halfway Houses, High School Teachers, Hepatologists, Heavy and Tractor Trailer Truck Drivers, Halotherapy, Home Decor Shop, Home Staging, Hydrologists, Hair Stylist, Hearing Aid Providers, Horse Equipment Shop, Hockey Equipment Retailer, Holiday Decorations Store
Interviewers, Except Eligibility and Loan, Imported Food, Insurance Agent, Insurance Appraisers, Indoor Cycling Instructor, Insurance Underwriters, Internet Cafes, In Person Auctioneer, Industrial Engineer, Inspectors, Testers, Sorters, Samplers, and Weighers, Instrument Instructor, Installment Loans, Internal Medicine, Interior Designer, Immunodermatologists, IP and Internet Law, Insurance Inspector, Infectious Disease Specialists, IT Consulting or Programming, Interlock Systems, Intellectual Property Attorney, Immigration Attorney, Impersonating, Insulation Work, Information Security Analysts, International Law Attorney, Instructional Coordinators, Italian Lessons, Internists, General, Industrial Organizational Psychologists, Ice Cream and Frozen Yogurt, Investing, Illustrating
Japanese Lessons, Jazz and Blues, Jewelry Repair, Juice Bars and Smoothies, Jewelers and Precious Stone and Metal Workers, Jewelry Store, Janitorial Services
Kitchen and Bath Store, Karate Instructor, Kids Activities, Karaoke, Kickboxing Trainer, Karaoke Machine Rental, Kombucha, Knife Sharpening, Knitting Supplies Shop, Korean Lessons, Kitchen Supplies Shop
Literacy Teachers and Instructors, Locker Room, Coatroom, and Dressing Room Attendants, Librarians, Legal Service, Local Fish Stores, Laundry Services, Loan Interviewers and Clerks, Local Flavor, Library Science Teachers, Law Teachers, Lactation Services, Landscaping and Lawn Care, Light Truck or Delivery Services Drivers, Legal Document Preparation, Lice Services, Land Surveyor, Luggage Store, Legal Secretaries, Laundromat, Logo Design, Logisticians, Licensed Practical and Licensed Vocational Nurses, Luggage Storage, Labor and Employment Attorney, Loan Officers, Laboratory Testing, Locksmith, Labor Relations Specialists, Lighting Store
Mobile Design, Midwives, Materials Engineers, Musical Instruments and Teachers, Manicurists and Pedicurists, Mathematicians, Medical Scientists, Except Epidemiologists, Military Surplus, Makeup Artists, Theatrical and Performance, MC and Host Services, Musical Instrument Services, Martial Arts Instructor, Medical Assistants, Muralist, Masonry Work, Merchandise Displayers and Window Trimmers, Medical Law, Makeup Artistry Lessons, Music Venues, Music Production Services, Models, Mathematical Technicians, Medical and Health Services Managers, Morticians, Undertakers, and Funeral Directors, Massage Therapist, Magician, Multimedia Artists and Animators, Mediators, Medical Records and Health Information Technicians, Materials Scientists, Musicians and Singers, Makeup Artists, Magnetic Resonance Imaging Technologists, Makerspaces, Marriage and Family Therapists, Meditation Instruction, Mystics, Medical Billing Agency, Mobile Phone Repair, Medical Supplies Store, Medical Appliance Technicians, Microbiologists, Meat Shops, Macarons, Mass Media, Medical Secretaries, Mandarin Lessons, Mortgage Broker, Music and DVDs Store, Middle School Teachers, Motivational Speaking, Mathematical Science Teachers, Mortuary Services, Music Directors and Composers, Memory Care, Manufacturer Sales Representative, Mortgage Lenders, Medical and Clinical Laboratory Technicians, Mobile Phone Retailer, Management Analysts, Museum Technicians and Conservators, Mechanical Engineers, Mattress Store, Motion Picture Projectionists, Marketing, Mobile Phone Accessories Retailer, Medical Transcriptionists, Music Entertainment, Mental Health Counselors, Mailbox Centers, Music Theory Lessons
Newspaper and Magazine Store, Nutritionists, Nephrologists, Nurse Anesthetists, Natural Sciences Managers, Nanny Services, Nail Technician, Neuropathologists, Network Support Services, Nightlife, Network and Computer Systems Administrators, Neurologist, Nursing Instructors and Teachers, Notary, Nurseries and Gardening Shop, Nursing Assistants, Naturopathic/Holistic, Nurse Midwives, Nurse Practitioners
Office Clerks, General, Outlet Store, Online Auctioneer, Outdoor Gear Store, Otologists, Ophthalmologists, Other Consulting, Order Clerks, Organic Stores, Office Equipment Retailer, Office Machine Operators, Except Computer, Obstetricians and Gynecologists, Oncologist, Opera and Ballet, Operations Research Analysts, Osteopathic Physicians, Occupational Therapists, Optometrists, Orderlies, Oxygen Bars, Orthopedists, Occupational Health and Safety Specialists, Orthodontists, Olive Oil, Officiants
Pet Cremation Services, Pilates Instructor, Prepress Technicians and Workers, Producers and Directors, Pop up Shop, Package Delivery, Pawn Shop, Pet Insurance Agent, Piano Services, Psychic Mediums, Prosthodontists, Pool and Billiards Store, Political Science Teachers, Pulmonologist, Personal Assistant, Pedicabs, Psychiatric Aides, Poke, Photographic Process Workers and Processing Machine Operators, Pasta Shops, Postal Service Mail Carriers, Perfume, Psychologists, Pet Training, Passport and Visa Services, Packing Services, Preschools, Purchasing Managers, Political Scientists, Psychology Teachers, Preschool and Kindergarten Teachers, Palm Reading, Pressure Washing, Print Binding and Finishing Workers, Psychiatrists, Personal Care Aides, Performing Arts, Piano Tuning, Pediatric Dentists, Photo Booth Rentals, Painting, Project Management, Printing Services, Paperhangers, Pet Services, Physics Teachers, Pathologists, Print Media, Piano Lessons, Portuguese Lessons, Printing Press Operators, Prenatal/Perinatal Care, Plastering or Stucco Work, Private Investigation, Packing Supplies Store, Process Servers, Public Speaking Lessons, Payroll Services, Public Relations Specialists, Pain Management, Psychics, Paving and Asphalt Installation, Service and Repair, Pet Groomers, Periodontists, Production, Planning, and Expediting Clerks, Pet Stores, Photography Store, Personal Bankruptcy Attorney, Party Favors, Patent Law, Product Designer, Personal Injury Attorney, Personal Care Services, Pool Table Repair Services, Phone or Tablet Repair, Pickleball Coach, Popcorn Shops, Portrait Artistry, Personal Chefs, Party Characters, Paint Stores, Pet Sitting, Pool Halls, Play Equipment Construction and Assembly, Preventive Medicine, Party Equipment Rentals, Public Markets, Photographer, Proofreaders and Copy Markers, Pediatricians, Photography Lessons, Property Manager, Painting Lessons, Presentation Design, Physician Assistants, Party Supplies, Pretzels, Photo Editing, Scanning and Restoration, Proctologists, Public Adjusters, Personal Trainer, Piadina, Podiatrists, Private Detectives and Investigators, Plumbing, Process Engineer, Props Store, Piano Stores, Parenting Classes, Pet Boarding, Procurement Clerks, Philosophy and Religion Teachers
Qi Gong, Quilting and Crochet
Recording and Rehearsal Studios, Recreation Workers, Real Estate Attorney, Restaurant Supplies, Real Estate Appraisal, Retail Salespersons, Restaurant, Registered Nurses, Residential Advisors, Reiki Lessons, Recreational Therapists, Recruiting, Respiratory Therapists, Reflexology, Reporters and Correspondents, Receptionists and Information Clerks, Real Estate Brokers, Radiologists, Radio Stations, Real Estate Investor, Reptile Shops, Radio and Television Announcers, Retail Stores, Rehabilitation Center, Radiation Therapists, Real Estate Agent, Reproductive Health Services, Retina Specialists, Rheumatologists, Religious Items Retailer, Recycling Center, Rug Store, Roofing, Retirement Homes, Reiki, Rehabilitation Counselors
Spiritual Shop, Squash Coach, Social Security Law, Safety Equipment Retailer, Specialty Food, Seafood Markets, Safety Consultant, Scooter Tours, Speech Language Pathologists, Softball Coach, Social Science Research Assistants, Solar Contractor, Spanish Lessons, Screen Printing and T Shirt Printing, Sign Language Lessons, Sewing Lessons, Soccer Coach, Saxophone Lessons, Street Vendors, Scavenger Hunts, Sports Psychologists, Software Developers, Sunglasses Shop, Shoe Shine, Set and Exhibit Designers, Substance Abuse Counselor, Skin Care, Shampooers, Scrapbooking, Skate Shop, Substitute Teachers, Stock Clerks and Order Fillers, Sociologists, Shoe Repair, Surveying and Mapping Technicians, Software Sales Engineer, Safe Store, Self Storage, Statisticians, Ski and Snowboard Shop, Statistical Assistants, Sewing Machine Operators, Self-defense Instructor, Silent Disco, Survey Researchers, Smokehouse, Signmaking, Social Media Marketing, Speech Training, Securities, Commodities, and Financial Services Sales Agents, Switchboard Operators, Including Answering Service, Sociology Teachers, Sleep Specialists, Shaved Ice, Snow and Ice Removal, Semiconductor Processors, Self Enrichment Education Teachers, Shopping Center, Salesperson, Singing Telegram, Sex Therapists, Skilled Nursing, Statistical Data Analysis, Skincare Specialists, Siding Installation, Service and Repair, Social Work Teachers, Septic Tank System Cleaning, Secretaries and Administrative Assistants, Except Legal, Medical, and Executive, Souvenir Shop, Swim Lessons, Septic Tank System Installation, Service and Repair, Singing Lessons, Speech Therapists, Sporting Goods Retailer, Sound Engineering Technicians, Sports Coach, Senior Centers, Sewing and Alterations, Shipping, Receiving, and Traffic Clerks, Sugaring, Supernatural Readings, Salon Owner, Security Services, Stock Broker, Social Services, Shipping Centers, Shaved Snow, Songwriting, Shared Office Spaces
Thrift Store, Tile, Stone, and Flooring, Trivia Hosts, Threading Services, Toy Store, Title Loans, Traffic Law Attorney, Tennis Coach, Toxicologists, Transportation, Storage, and Distribution Managers, Training and Development Specialists, Traditional Chinese Medicine, Translator, Tableware Store, Television Stations, Tax Preparers, Taekwondo Instructor, Test Prep Services, Teacher Assistants, Tai Chi Instructor, Travel Agency, Tobacco Shop, Talent Agencies, Tour Guides and Escorts, Tree Services, Tabletop Games Store, Teeth Whitening, Telemarketing and Telesales Services, Telephone Operators, Tax Services, Transportation Security Screeners, Temporary Tattoo Artistry, Tarot and Psychic Reader Entertainment, Tailors, Dressmakers, and Custom Sewers, Tasting Classes, Taxidermy, Therapy or Mental Health Services, Technical Support, Transportation Engineer, Teacher Supplies Store, Tellers, Tenant and Eviction Law, Trophy Shop, Tui Na, Tea Rooms, Tax Attorney, Tutor, Travel Guides
Ushers, Lobby Attendants, and Ticket Takers, Undersea/Hyperbaric Medicine, Uniform Store, Umpires, Referees, and Other Sports Officials, Urban and Regional Planners, Used Bookstore, Ultrasound Imaging Centers, Urologists
Volleyball Coach, Video Streaming and Webcasting Services, Video and Film Production, Videos and Video Game Rental Store, Vitamins and Supplements Store, Video Transfer Services, Videographers, Video Editing, Ventriloquist and Puppet Entertainment, Video Production, Voice Over Lessons, Venues and Event Spaces, Veterinarians, Vacation Rental Agents, Veterinary Technologists and Technicians, Video Game Store, Video Booth Rental, Vocal Coach, Visitor Centers, Violin Lessons, Vending Machine Operator, Vascular Medicine, Virus Removal Services, Veterinary Assistants and Laboratory Animal Caretakers, Vinyl Record Store
Waiters and Waitresses, Wedding Officiant, Web Hosting, Wills, Trusts, and Probates, Watches Retailer, Wedding and Event Invitations, Wholesalers, Workers Compensation Law, Watch Repairers, Waterproofing, Window Cleaning, Walking Tours, Waxing, Wind Turbine Service Technicians, Walk-in Clinics, Wig Store, Wedding Coordination, Wedding Chapels, Weight Loss Centers, Wills and Estate Planning, Web Developers, Writer, Wedding and Event Venue Rental, Wedding and Event Makeup, Wardrobe Consulting, Word Processors and Typists, Wedding Cakes, Weighers, Measurers, Checkers, and Samplers, Recordkeeping, Welding, Cutting and Metal Frame Erection, Web Site Designer, Wedding Planning