Massachusetts Small business insurance (MA) is necessary for every business owner to cover himself and his business from bankruptcy. Here, we’ll be going through all the insurance kinds your business can need, so you can find the best one.
Small businesses are companies or corporations, as well as self-employed businesses, that have a certain number of employees and revenue share under the certain amount that the government set.
Depending on the industry, there are different explanations for a small business. Sometimes, the size will be based on the number of employees, when in other situations, it will depend on the revenue.
For example, in the manufacturing and mining industry, you need to have up to 500 employees to qualify as a small business. If you are operating in general and heavy construction, your revenue must not exceed $28.5 million.
In the narrow definition, as per SBA, a small business is any business that does not exceed $7.5 million in revenue or the number of 500 employees.
Small business insurance is any insurance that covers your small business for money losses that are the result of your work. Regardless of your industry, there are risks involved in running a business.
Risks of bodily injury, property damage, negligence, errors, omissions, etc. Depending on the business you are conducting, you will select suitable insurance for your business. Do you want to learn more? Please read the guide for small businesses in Massachusetts.
Let’s discuss some types of insurances.
Let’s explain what kinds of small business insurance exist in MA and what they are covering, so you can find which suits your business the most.
Depending on the business, you might have customers in your office, or perform repairs on some property. Therefore, you must protect your company from money claims that might come out of your performance.
Not related to the nature of your business, no matter if you are dealing with products or services, someone can be injured. And they could demand you to cover medical expenses, which is one more solid reason to have general liability insurance.
According to state law, this insurance is in most cases not mandatory, except in certain industries, like construction. In any case, it could be required by the landlord or the client. That is why it’s always better to have it.
Professional liability insurance protects your business from monetary claims that come out from negligence, errors, and omissions. In certain industries, we hear of this insurance as Errors&Omissions insurance or malpractice insurance. This type of insurance is suitable for any businesses that are giving services to clients.
This type of insurance is the opposite of general liability insurance. It covers your small business from abstract risk – monetary damage. Often, professional liability insurance policies for small businesses in MA include:
1. Work mistakes and oversights
2. Undelivered services
3. Missed deadlines
4. Claims of negligence
5. Breach of contract.
As mentioned, being a pet sitter is one of the most popular small businesses right now. It is highly recommended to have this type of insurance as a pet sitter in Massachusetts since you take care of someone’s pet.
If you are applying for a license, the government can require this type of insurance. Also, your clients can demand you to have an insurance certificate. Anyhow, obligatory or not, it is good to get this kind of insurance and protect your small business in time.
This category of insurance covers medical costs, property damage expenses, and legal defense if a vehicle owned by your organization is involved in an incident. Depending on the type of your small business, you may need this kind of coverage.
Depending on the insurance provider, the policy might also include coverage for theft, vandalism, and other types of losses.
The big thing to mention is that the insurance is related to the car itself, and the vehicle has to be listed under the company name. If the worker is driving a private car even for business needs, this insurance does not cover any accidents.
In case your business has a minimum of 2 employees, including the boss, you qualify for small business medical insurance.
Small businesses with up to 50 employees can apply for SHOP, Small Business Health Options Program. The company can enroll in a SHOP insurance plan via an insurance company or a registered SHOP agent or broker.
In the SHOP plan, you can include health coverage, dental coverage, or both. Also, you can choose the most affordable plan for you. You can choose how much of the employees’ policy you wish to cover yourself and whether to also insure part-time employees.
If you have over 50 workers, you are qualifying for large group coverage. Most often, the fee of the policy per person is lower when you are falling into this insurance type. As a user of a large group program, you also have entry to a digital health program.
This type of coverage is created for people with their own business as both business owners and employees. Depending on the sort of freelancing business, each freelancer will choose the most suitable insurance for themselves.
A handyman is a person who specialized in repairs, usually within your home.
As you can understand, a handyman is dealing with different tools daily. This is why he has to be safe. During the work, someone can be injured, property damaged, or the handyman himself could be hurt. Therefore, this type of employee needs to have insurance.
If you want to be safe while working, and protect yourself from pricey lawsuits, read this article about all the different types of handyman insurance in Massachusetts.
When it comes to roof workers, they are in greater danger than many. They are every day on heights, using dangerous tools. During their work accident can happen. A pedestrian can be hurt, the worker on the roof can be injured, or the property they do business on can be damaged.
In order to protect themselves, and cover their business from pricey lawsuits in relation to property damage, roof workers ought to have MA roofing insurance.
The costs of small business insurance vary for divergent insurance categories. Also, the fee depends on the industry, size of the business, the coverage you opt for, and the insurance company that you select.
The median price for general liability insurance for small businesses $516 per year.
For professional liability insurance, the average cost for small businesses is $492 per year.
The health insurance plan, as before explained, depends on how much of the costs you want to cover yourself, and how much you want your employees to pay.
When picking out an insurance plan for your company, weigh up all the propositions and select the best coverage for the lowest price.
When it comes to monthly costs, all of these insurance types have different fees. As stated above, the cost varies based on several factors, including the insurance company you pick. We will go over the median monthly costs of these insurance types to get a better idea.
The general liability insurance policy in Massachusetts costs on average $43. Be aware of all the factors that can influence your price.
When we speak about professional liability insurance, the median monthly price in Massachusetts is $41.
Commercial auto insurance can cost $142 on average. Here, the cost depends on the vehicle category and the driving history of the driver.
When we talk about medical insurance, the price depends on whether you qualify for the SHOP program or large group coverage and how much of the coverage costs you want to cover yourself. The average price of a group health insurance plan monthly is $313.
When you decide to get small business insurance, you need to take care of various factors. You need to look for an insurance broker that will give you the best offer. Also, you need to check government requirements because some insurance categories are obligatory by the state’s law.
You can get quotes from many different insurances and pick the policy that covers you the best for the lowest price!
We will try to provide information about online insurance companies that work in Massachusetts, so if you live in cities as an example: Somerville, Quincy, Weymouth Town, Beverly, Boston, Leominster, Taunton, Westfield, Haverhill, Everett, Pittsfield, Springfield, Newton, Salem, Revere, Chelsea, Brockton, Marlborough, Fall River, Woburn, Barnstable Town, Worcester, Holyoke, Waltham, Lynn, Lowell, Cambridge, Peabody, Methuen, Attleboro, New Bedford, Chicopee, Medford, Fitchburg, Malden, Lawrence, or smaller cities it does not matter to these companies.
Art Restoration, Audio Production Lessons, Appliance Installation, Service and Repair, Apartment Agents, Arabic Lessons, Area, Ethnic, and Cultural Studies Teachers, Adoption Services, Aerial Photography, Acne Treatment, Anesthesiologists, Administrative Services Managers, Audiologists, Art Tours, Adult Education, Art Space Rentals, Alterations, Tailoring, and Clothing Design, App Based Delivery Services, Acupuncturist, Administrative Support, Actors, Animal Shelters, Aerobics Instructor, AV Equipment Rental for Events, Anthropology and Archeology Teachers, Actuarial Service, Audio and Video Equipment Technicians, Audio Services, Aestheticians, Atmospheric and Space Scientists, Accountant, Acting Lessons, Antiques Store, Animal Trainers, Astronomers, Assisted Living Facilities, Auction House, Art, Drama, and Music Teachers, Allergists, Auto Loan Providers, Arts and Crafts Store, Archery Coach, Alternative Healing, Animation, Anthropologists and Archeologists, Ayurveda, Astrologers, Amateur Sports Teams Coach, Audio Recording, Art Directors, Acai Bowls, Agents and Business Managers of Artists, Performers, and Athletes, Architecture Teachers, Acupressurist, Advertising and Promotions Managers, Art Consultants, Archivists, Appraisal Services, Athletic Trainer, Atmospheric, Earth, Marine, and Space Sciences Teachers, Architect, Alternative Medicine, Audio Visual and Multimedia Collections Specialists, Addiction Medicine, Art Classes
Basketball Coach, Baker, Bridal Shop, Bocce Ball, Biological Science Teachers, Boxing Trainer, Beautician, Bookkeepers, Brewing Supplies Store, Bagels, Beach Equipment Rentals, Behavior Analysts, Badminton Coach, Broadcast Technicians, Barber, Blow Dry and Out Services, Biological Technicians, Bus Tours, Bounce House and Party Inflatables Rental, Bookstore, Bike Shop, Business Teachers, Bike Rentals, Brokerage Clerks, Bill and Account Collectors, Battery Store, Bird Shops, Bailiffs, Billing Services, Business Consulting, Books, Mags, Music and Video Store, Billing and Posting Clerks, Building Inspector, Building Sign installation, Business Financing, Banjo Lessons, Bookbinding, Bail Bondsmen, Budget Analysts, Bike Sharing, Biomedical Engineers, Baggage Porters and Bellhops, Beverage Store, Bike tours, Baby Gear and Furniture Store, Botanical Gardens, Barre Classes, Bubble Tea, Barbecue and Grill Services, Baseball Coach, Bicycle Repairers, Broadcast News Analysts, Bridal Stylist, Bankruptcy Law, Biochemists and Biophysicists, Buyers and Purchasing Agents, Business Law, Butcher, Boot Camps, Bike Repair and Maintenance, Bass Guitar Lessons, Balloon Services, Bowling, Building Supplies, Balloon Decorations, Banks and Credit Unions
Computer and Information Systems Managers, Clowns, Communications Teachers, Civil Engineer, Credit Counselors, Candy Buffet Services, Computer Hardware Engineers, Colonics, Credit Analysts, Compensation, Benefits, and Job Analysis Specialists, Cycling Classes, Computer Network Architects, Cosmetology Schools, Correspondence Clerks, Community Health Workers, Country Dance Halls, Computer, Automated Teller, and Office Machine Repairers, Commissioned Artists, Computer Programmers, Costume Attendants, Calligraphy, Court, Municipal, and License Clerks, Comic Book Store, Camera and Photographic Equipment Repairers, Comedy Entertainment, Chocolatiers and Shops, Couriers, Compensation and Benefits Managers, Caricaturing, Cosmetologist, Community Gardens, Custom Airbrushing, Compliance Officers, College Admissions Counseling, Cashiers, Computer Store, Cost Estimators, Coffee Roasteries, Candle Store, Computer Systems Analysts, Capoeira Instructor, Craft Artists, Caterer, Counseling and Mental Health, Cards and Stationery Store, Career and Technical Education Teachers, Currency Exchange, Coffee and Tea, Claims Adjuster, CPR and First Aid Training, Concierges, Cultural Center, Contracts Attorney, Cardio Classes, Cosmetics and Beauty Supply, Call Center Service, Career Counseling, Country Clubs, Child, Family, and School Social Workers, Check Cashing and Pay day Loans, Community Book Box, Cardiologists, Costumed Character Entertainment, Computer Operators, Carpentry, Curators, Camera Operators, Television, Video, and Motion Picture, Clinical, Counseling, and School Psychologists, Concrete Construction, Comedy Club Owner, Cheese Tasting Classes, Childbirth Education, Chief Executives, Credit Authorizers, Checkers, and Clerks, Clock Repair, Candy Stores, Computer and Information Research Scientists, Carpet Cleaning, Computer Lessons, Crisis Pregnancy Centers, CPR Classes, Chimney Cakes, Counter and Rental Clerks, Costume Store, Computer Network Support Specialists, Consumer Law, Computer User Support Specialists, Convenience Stores, Cargo and Freight Agents, Criminal Defense Attorney, Concierge Medicine, Cheese Shops, Cideries, Crossfit Instructor, Cat Grooming, Chemistry Teachers, Court Interpreting, Chess Lessons, Computer Repair, Cartographers and Photogrammetrists, Court Reporters, Conservation Scientists, Customs Brokers, Computer Science Teachers, Chefs and Cooks, Cardiovascular Technologists and Technicians, Cabaret, Cello Lessons, Cremation Services, Clothing Store, Circus Entertainment
Dental Hygienists, Disc Golf Coach, Dentists, Dialysis Clinics, Digitizing Services, Desktop Publishers, Database Administrators, Doulas, Door and Window Installation, Service and Repair, Dental Assistants, Data Recovery, Dispatchers, Except Police, Fire, and Ambulance, Discount Store, Dishwashers, Do It Yourself Food, Dance Entertainment, Dance Instructor, Dry Cleaning, DJ, Disability Attorney, Drum Lessons, Diagnostic Imaging, Dance Clubs, Doctors, Demonstrators and Product Promoters, Divorce and Family Attorney, Donuts, Dumpster Rental, Dental Laboratory Technicians, Dog Walker, Diagnostic Services, Dental and Orthodontic Services, Dog Grooming, Dietitians and Nutritionists, Drywall and Wall Boarding Work, Day Care, Diagnostic Medical Sonographers, Detectives and Criminal Investigators, Debt Relief Services, DUI Attorney, Donation Center, Duplication Services, Desserts, Data Entry Keyers, Department Stores, Debris Removal, Drawing Lessons, Dermatologists, Day Spas, Dog Training, Day Camps
Employment Agencies, Exercise Equipment Repair, Executive Secretaries and Executive Administrative Assistants, Electronics Store, Editors, Educational, Guidance, School, and Vocational Counselors, Engraving, Estate Attorney, Elder Care Planning, Event Planner, E-Commerce, Etchers and Engravers, Event Help and Wait Staff, Esthetician Services, Engineering Teachers, Estate Liquidation, Environmental Scientists and Specialists, Including Health, Eyewear and Optician Store, Electronics Engineers, Except Computer, Employment Service, Economists, Embroidery, Electrical Work, Elementary School Teachers, Excavation and Grading, Elder Law, ESL, English as a Second Language Lessons, Editorial Services, Eatertainment, Environmental Science Teachers, Empanadas, Environmental Science and Protection Technicians, Including Health, Expert Witness, Engineer, Emergency Management Directors, Engineering and Technical Design, Economics Teachers, Endodontists, Environmental Engineer, Embroidery and Crochet Store, Epidemiologists, Embalmers, Endocrinologists, Entertainment Law, English Language and Literature Teachers, Electrical Engineer, Education Teachers, Ear Nose and Throat, Employment Law, Education Consulting
First Aid Classes, Furniture Store, Florist, Fabric Store, Family Counseling, Fingerprinting, Fitness Instructor, Funeral Service Managers, Financial Examiners, Food Safety Training, Food Preparation Workers, Facial Treatments, Furniture Delivery, Flea Markets, Floor Waxing, First Line Supervisors of Food Preparation and Serving Workers, Fence and Gate Installation, Furniture Rental, Fabric and Apparel Patternmakers, Food Banks, Food Service Managers, Food Servers, Nonrestaurant, First Line Supervisors of Personal Service Workers, Fencing Instructor, Fitness and Exercise Equipment Store, Floral Designers, Fashion Retailer, File Clerks, Fabric Menders, Except Garment, First Line Supervisors of Office and Administrative Support Workers, Food Truck or Cart Services, Food Tours, Food Delivery, Fine Artists, Including Painters, Sculptors, and Illustrators, Float Spa, Fashion Designers, Fertility, Family Practice, Financial Adviser, Forensic Science Technicians, Family Law Attorney, Fundraisers, Farmers Market, Framing Store, Fitness Equipment Assembly, First Line Supervisors of Non Retail Sales Workers, Food Cart Operator, Family and General Practitioners, French Lessons, Fruits and Veggies, First Line Supervisors of Retail Sales Workers, Financial Analysts, Faith-based Crisis Pregnancy Centers, Film and Video Production, Film and Video Editors, Flowers and Gifts Store, Foreign Language and Literature Teachers, Feng Shui, Flute Lessons
Graphic Design Instruction, Gold Buyers, Gemstones and Minerals Shop, Golf Instructor, Grilling Equipment Store, Games and Concession Rental, Garbage Collection, Glass Dealers and Glaziers, General Litigation, Geoscientists, Except Hydrologists and Geographers, Guitar Stores, Gastroenterologist, German Lessons, Graphic Designers, Genealogy, Golf Equipment Retailer, Genetic Counselors, Grocery Store, Glass Blowing, General and Operations Managers, Guitar Lessons, Gerontologists, Geneticists, Graduate Teaching Assistants, Geography Teachers, Gelato, General Contractor, Geographers, Grill Services, Gift Shop
Hepatologists, Herbal Shops, Hardware Store, Home and Garden Retailer, Human Resources Assistants, Except Payroll and Timekeeping, Hearing Aid Providers, Hair Stylist, Human Resources Managers, Home Health Aides, Halotherapy, High Fidelity Audio Equipment, Home Staging, Hobby Shop, Holiday Decorations Store, Horse Equipment Shop, High School Teachers, Health Insurance Offices, Habilitative Services, Hospice, Hot Springs, Human Resources Specialists, Hair Removal, Hydroponics Store, HVAC Work, Hunting and Fishing Supplies Retailer, Historians, Historical Tours, Hydrologists, Health and Safety Engineers, Except Mining Safety Engineers and Inspectors, Healthcare Social Workers, Hockey Equipment Retailer, Handyperson, Homeless Shelters, Home Decor Shop, Hair Loss Centers, Home Window Tinting, Home Economics Teachers, Henna Tattooing, Home Inspectors, Heavy and Tractor Trailer Truck Drivers, Health Educators, Hypnotherapy, Holistic Animal Care, House Cleaning and Maid Service, Home Energy Auditors, Home Health Care, Halfway Houses, Health Retreats, Hearing Aid Specialists, Health and Wellness Coaching, Holiday Decorating Services, History Teachers, Health Specialties Teachers, Henna Artists
IT Consulting or Programming, Instrument Instructor, Industrial Organizational Psychologists, Impersonating, Installment Loans, Ice Cream and Frozen Yogurt, Intellectual Property Attorney, Immigration Attorney, Italian Lessons, Illustrating, Inspectors, Testers, Sorters, Samplers, and Weighers, Insurance Underwriters, Insurance Agent, Imported Food, Interior Designer, Instructional Coordinators, Information Security Analysts, Interlock Systems, Infectious Disease Specialists, Immunodermatologists, Internet Cafes, Insurance Appraisers, International Law Attorney, Industrial Engineer, Investing, Internal Medicine, Insulation Work, Interviewers, Except Eligibility and Loan, IP and Internet Law, Internists, General, In Person Auctioneer, Insurance Inspector, Indoor Cycling Instructor
Japanese Lessons, Juice Bars and Smoothies, Jewelers and Precious Stone and Metal Workers, Jazz and Blues, Jewelry Repair, Jewelry Store, Janitorial Services
Kitchen Supplies Shop, Knitting Supplies Shop, Korean Lessons, Kickboxing Trainer, Karaoke Machine Rental, Kitchen and Bath Store, Karaoke, Karate Instructor, Knife Sharpening, Kids Activities, Kombucha
Legal Document Preparation, Laundry Services, Librarians, Local Fish Stores, Locksmith, Labor and Employment Attorney, Luggage Store, Lice Services, Luggage Storage, Law Teachers, Landscaping and Lawn Care, Laboratory Testing, Legal Secretaries, Loan Officers, Light Truck or Delivery Services Drivers, Labor Relations Specialists, Loan Interviewers and Clerks, Literacy Teachers and Instructors, Locker Room, Coatroom, and Dressing Room Attendants, Legal Service, Lighting Store, Logisticians, Licensed Practical and Licensed Vocational Nurses, Land Surveyor, Laundromat, Local Flavor, Lactation Services, Library Science Teachers, Logo Design
Middle School Teachers, Music Directors and Composers, Medical Supplies Store, Medical Law, Medical and Health Services Managers, Mathematical Technicians, Makeup Artistry Lessons, Music Entertainment, Memory Care, Mediators, Medical Assistants, Mobile Phone Accessories Retailer, Morticians, Undertakers, and Funeral Directors, Mortgage Lenders, Mathematicians, Merchandise Displayers and Window Trimmers, Mobile Phone Repair, Music Venues, Massage Therapist, Medical Transcriptionists, Makeup Artists, Mystics, Mass Media, Manicurists and Pedicurists, Muralist, Management Analysts, Music Theory Lessons, MC and Host Services, Meditation Instruction, Medical Records and Health Information Technicians, Medical and Clinical Laboratory Technicians, Midwives, Motivational Speaking, Multimedia Artists and Animators, Mandarin Lessons, Martial Arts Instructor, Masonry Work, Medical Secretaries, Music Production Services, Marketing, Mailbox Centers, Mental Health Counselors, Museum Technicians and Conservators, Makeup Artists, Theatrical and Performance, Mortgage Broker, Medical Billing Agency, Mobile Design, Marriage and Family Therapists, Models, Musical Instrument Services, Magnetic Resonance Imaging Technologists, Mobile Phone Retailer, Medical Appliance Technicians, Military Surplus, Music and DVDs Store, Materials Engineers, Mattress Store, Macarons, Magician, Mortuary Services, Microbiologists, Mechanical Engineers, Motion Picture Projectionists, Makerspaces, Mathematical Science Teachers, Musicians and Singers, Materials Scientists, Musical Instruments and Teachers, Manufacturer Sales Representative, Meat Shops, Medical Scientists, Except Epidemiologists
Nursing Assistants, Natural Sciences Managers, Nail Technician, Nutritionists, Nephrologists, Network and Computer Systems Administrators, Nursing Instructors and Teachers, Network Support Services, Nurse Midwives, Neurologist, Nanny Services, Nurse Practitioners, Newspaper and Magazine Store, Neuropathologists, Nurseries and Gardening Shop, Nurse Anesthetists, Naturopathic/Holistic, Nightlife, Notary
Office Clerks, General, Outdoor Gear Store, Orderlies, Order Clerks, Outlet Store, Occupational Therapists, Oxygen Bars, Orthopedists, Office Machine Operators, Except Computer, Oncologist, Optometrists, Officiants, Office Equipment Retailer, Otologists, Ophthalmologists, Orthodontists, Online Auctioneer, Opera and Ballet, Occupational Health and Safety Specialists, Osteopathic Physicians, Olive Oil, Obstetricians and Gynecologists, Operations Research Analysts, Organic Stores, Other Consulting
Print Media, Proctologists, Printing Press Operators, Physics Teachers, Pool Halls, Private Investigation, Production, Planning, and Expediting Clerks, Personal Trainer, Psychologists, Pet Stores, Preschools, Photo Editing, Scanning and Restoration, Passport and Visa Services, Periodontists, Photo Booth Rentals, Public Markets, Personal Injury Attorney, Postal Service Mail Carriers, Psychiatrists, Portuguese Lessons, Party Favors, Poke, Portrait Artistry, Painting, Paving and Asphalt Installation, Service and Repair, Preventive Medicine, Prepress Technicians and Workers, Phone or Tablet Repair, Photographic Process Workers and Processing Machine Operators, Perfume, Plastering or Stucco Work, Party Equipment Rentals, Performing Arts, Producers and Directors, Procurement Clerks, Payroll Services, Packing Services, Psychics, Personal Assistant, Project Management, Pet Cremation Services, Prosthodontists, Pet Training, Public Relations Specialists, Pilates Instructor, Pulmonologist, Pool Table Repair Services, Pool and Billiards Store, Psychology Teachers, Pediatricians, Pressure Washing, Parenting Classes, Podiatrists, Property Manager, Pet Groomers, Personal Care Aides, Pet Sitting, Painting Lessons, Process Servers, Personal Chefs, Physician Assistants, Purchasing Managers, Party Characters, Political Science Teachers, Piano Tuning, Preschool and Kindergarten Teachers, Political Scientists, Piano Lessons, Pedicabs, Pain Management, Photography Lessons, Proofreaders and Copy Markers, Pawn Shop, Props Store, Pasta Shops, Personal Care Services, Paperhangers, Piano Stores, Personal Bankruptcy Attorney, Pet Boarding, Product Designer, Popcorn Shops, Party Supplies, Public Speaking Lessons, Photographer, Pretzels, Paint Stores, Patent Law, Prenatal/Perinatal Care, Philosophy and Religion Teachers, Public Adjusters, Piano Services, Pathologists, Pet Services, Private Detectives and Investigators, Pediatric Dentists, Psychic Mediums, Print Binding and Finishing Workers, Pickleball Coach, Process Engineer, Package Delivery, Printing Services, Pop up Shop, Palm Reading, Photography Store, Plumbing, Play Equipment Construction and Assembly, Presentation Design, Packing Supplies Store, Pet Insurance Agent, Psychiatric Aides, Piadina
Quilting and Crochet, Qi Gong
Real Estate Appraisal, Religious Items Retailer, Recycling Center, Retail Salespersons, Rheumatologists, Reiki Lessons, Retina Specialists, Radiation Therapists, Recording and Rehearsal Studios, Roofing, Recreation Workers, Retail Stores, Rehabilitation Center, Rehabilitation Counselors, Radio Stations, Registered Nurses, Receptionists and Information Clerks, Recruiting, Radiologists, Respiratory Therapists, Real Estate Attorney, Radio and Television Announcers, Rug Store, Reporters and Correspondents, Retirement Homes, Real Estate Brokers, Real Estate Agent, Residential Advisors, Reproductive Health Services, Reflexology, Recreational Therapists, Reptile Shops, Reiki, Real Estate Investor, Restaurant, Restaurant Supplies
Statistical Data Analysis, Secretaries and Administrative Assistants, Except Legal, Medical, and Executive, Seafood Markets, Sunglasses Shop, Supernatural Readings, Sewing Machine Operators, Substitute Teachers, Soccer Coach, Singing Telegram, Stock Clerks and Order Fillers, Salon Owner, Sewing Lessons, Septic Tank System Cleaning, Sports Psychologists, Sound Engineering Technicians, Songwriting, Shaved Snow, Speech Therapists, Social Work Teachers, Shaved Ice, Septic Tank System Installation, Service and Repair, Spanish Lessons, Saxophone Lessons, Social Media Marketing, Semiconductor Processors, Sociologists, Solar Contractor, Siding Installation, Service and Repair, Switchboard Operators, Including Answering Service, Scrapbooking, Security Services, Social Science Research Assistants, Shoe Shine, Shoe Repair, Statistical Assistants, Safety Consultant, Screen Printing and T Shirt Printing, Sleep Specialists, Souvenir Shop, Sewing and Alterations, Spiritual Shop, Survey Researchers, Snow and Ice Removal, Salesperson, Stock Broker, Self Enrichment Education Teachers, Softball Coach, Skin Care, Smokehouse, Statisticians, Silent Disco, Shopping Center, Shipping Centers, Scavenger Hunts, Shipping, Receiving, and Traffic Clerks, Skincare Specialists, Speech Language Pathologists, Safety Equipment Retailer, Singing Lessons, Shared Office Spaces, Skate Shop, Safe Store, Set and Exhibit Designers, Social Security Law, Scooter Tours, Social Services, Self-defense Instructor, Street Vendors, Signmaking, Software Sales Engineer, Shampooers, Sociology Teachers, Software Developers, Skilled Nursing, Sugaring, Squash Coach, Swim Lessons, Securities, Commodities, and Financial Services Sales Agents, Substance Abuse Counselor, Ski and Snowboard Shop, Sign Language Lessons, Specialty Food, Self Storage, Sex Therapists, Surveying and Mapping Technicians, Sports Coach, Speech Training, Sporting Goods Retailer, Senior Centers
Talent Agencies, Television Stations, Tableware Store, Traditional Chinese Medicine, Tax Attorney, Tai Chi Instructor, Tarot and Psychic Reader Entertainment, Trivia Hosts, Taxidermy, Training and Development Specialists, Taekwondo Instructor, Traffic Law Attorney, Telemarketing and Telesales Services, Travel Agency, Transportation Engineer, Tax Services, Tobacco Shop, Tabletop Games Store, Teeth Whitening, Technical Support, Temporary Tattoo Artistry, Title Loans, Tasting Classes, Teacher Assistants, Tax Preparers, Therapy or Mental Health Services, Toxicologists, Transportation, Storage, and Distribution Managers, Tutor, Tenant and Eviction Law, Teacher Supplies Store, Transportation Security Screeners, Tui Na, Tile, Stone, and Flooring, Telephone Operators, Test Prep Services, Tellers, Threading Services, Translator, Tennis Coach, Thrift Store, Toy Store, Tour Guides and Escorts, Travel Guides, Trophy Shop, Tea Rooms, Tree Services, Tailors, Dressmakers, and Custom Sewers
Urologists, Umpires, Referees, and Other Sports Officials, Undersea/Hyperbaric Medicine, Ultrasound Imaging Centers, Urban and Regional Planners, Used Bookstore, Ushers, Lobby Attendants, and Ticket Takers, Uniform Store
Video Streaming and Webcasting Services, Virus Removal Services, Volleyball Coach, Venues and Event Spaces, Veterinary Technologists and Technicians, Video Game Store, Visitor Centers, Video Booth Rental, Veterinarians, Vitamins and Supplements Store, Vocal Coach, Videos and Video Game Rental Store, Vascular Medicine, Vinyl Record Store, Voice Over Lessons, Video and Film Production, Ventriloquist and Puppet Entertainment, Video Editing, Vacation Rental Agents, Video Production, Veterinary Assistants and Laboratory Animal Caretakers, Videographers, Violin Lessons, Vending Machine Operator, Video Transfer Services
Wind Turbine Service Technicians, Wholesalers, Watch Repairers, Word Processors and Typists, Wedding Officiant, Waxing, Walking Tours, Waterproofing, Wedding and Event Invitations, Writer, Wedding and Event Makeup, Window Cleaning, Web Site Designer, Web Hosting, Wardrobe Consulting, Welding, Cutting and Metal Frame Erection, Walk-in Clinics, Waiters and Waitresses, Wills and Estate Planning, Wedding Cakes, Wills, Trusts, and Probates, Weight Loss Centers, Wedding and Event Venue Rental, Weighers, Measurers, Checkers, and Samplers, Recordkeeping, Wig Store, Wedding Planning, Workers Compensation Law, Web Developers, Wedding Chapels, Wedding Coordination, Watches Retailer