Missouri Small business insurance (MO) is a must for every business owner to cover himself and his business from bankruptcy. Here, we’ll be going through all the insurance kinds your business can need, so you can find the most suitable one.
Small businesses are companies or corporations, as well as freelancing businesses, that have a specific number of employees and revenue under the certain level that the government set.
Depending on the industry, there are various explanations of a small business. Sometimes, the size will be based on the number of employees, while in other cases, it will depend on the revenue.
For example, in the manufacturing and mining industry, you should have up to 500 employees to qualify as a small business. If you are operating in general and heavy construction, your revenue must not exceed $28.5 million.
In the narrow definition, according to SBA, a small business is any business that does not exceed $7.5 million in revenue or the number of 500 employees.
Small business insurance is any insurance that protects your small business for financial losses that are end result of your business actions. Regardless of your industry, there are risks involved in running a business.
Risks of bodily injury, property damage, negligence, errors, omissions, etc. Depending on the business you are running, you will pick suitable insurance for your business. Do you want to learn more? Please read the guide for small businesses in Missouri.
Let’s discuss different types of insurances.
Let’s discuss what categories of small business insurance exist in MO and what they are covering, so you can find which suits your business the most.
Depending on the business, you might have customers in your office, or perform repairs on some property. Therefore, you should protect your business from money claims that might come out of your performance.
Not depending on the nature of your business, no matter if you are dealing with products or services, someone can be injured. And they could ask you to cover medical expenses, which is one more solid reason to have general liability insurance.
According to state law, this insurance is often not mandatory, except in certain industries, like construction. In any case, it could be required by the landlord or the client. That is why it’s always better to have it.
Professional liability insurance protects your business from financial claims that come out from negligence, errors, and omissions. In some industries, we know this insurance as Errors&Omissions insurance or malpractice insurance. This sort of insurance is suitable for all businesses that are providing services to clients.
This kind of insurance is the opposite of general liability insurance. It covers your small business from abstract risk – financial damage. Usually, professional liability insurance policies for small businesses in MO include:
1. Work mistakes and oversights
2. Undelivered services
3. Missed deadlines
4. Claims of negligence
5. Breach of contract.
As mentioned, being a pet sitter is one of the most popular small businesses right now. It is highly recommended to have this type of insurance as a pet sitter in Missouri since you handle someone’s pet.
If you are applying for a license, the government can demand this type of insurance. Also, your clients can ask you to give them an insurance certificate. In any case, obligatory or not, it is good to have this kind of coverage and protect your small business in time.
This type of insurance covers medical expenses, property damage expenses, and legal defense if a vehicle owned by your company is involved in an accident. Depending on the sort of your small business, you may need this type of coverage.
Depending on the insurance company, the insurance might also include coverage for theft, vandalism, and other kinds of losses.
The big thing to mention is that the insurance is related to the car itself, and the car has to be listed under the company name. If the employee is driving a private car even for business purposes, this insurance does not cover any incidents.
If your business has at least 2 employees, including the boss, you qualify for small business health insurance.
Small companies with up to 50 workers can apply for SHOP, Small Business Health Options Program. The company can enroll a SHOP insurance plan via an insurance company or a verified SHOP agent or broker.
In the SHOP plan, you can add medical coverage, dental coverage, or both. Also, you can choose the most economical plan for you. You can decide how much of the employees’ policy you wish to cover yourself and if to also insure part-time employees.
If you have more than 50 workers, you are qualifying for large group coverage. Usually, the fee of the policy per person is lower when you are falling into this insurance category. As a user of a large group program, you also have entry to a digital health program.
This kind of insurance is meant for people that are having their own business as both boss and employee. Depending on the category of the freelancing business, each freelancer will choose the most suitable insurance policy for themselves.
A handyman is a person who specialized in repairs, usually within your home.
As you can conclude, a handyman is dealing with various tools daily. This is why he has to be protected. During the work, a third person can be injured, property damaged, or the handyman himself could be hurt. Therefore, this category of workers must have insurance.
If you want to be safe while working, and protect yourself from expensive lawsuits, read this article about all the different types of handyman insurance in Missouri.
When it comes to roof workers, they are in bigger danger than many. They are every day on heights, using dangerous tools. During their operating accident can occur. A third party can be hurt, the worker on the roof can be injured, or the property they do business on can be damaged.
In order to cover themselves, and cover their business from pricey lawsuits in relation to property damage, roof workers need to have MO roofing insurance.
The prices of small business insurance vary for different insurance categories. Also, the cost depends on the industry, proportions of the business, the coverage you opt for, and the insurance provider that you choose.
The median price for general liability insurance for small businesses $516 per year.
For professional liability insurance, the average fee for small businesses is $492 yearly.
The health insurance plan, as previously explained, depends on how much of the premium you want to cover yourself, and how much you want your employees to pay.
When picking out an insurance plan for your company, compare all the proposals and select the best coverage for the lowest price.
When it comes to monthly fees, all of these insurance types have different fees. As explained above, the fee varies depending on a lot of factors, including the insurance provider you choose. We will go over the average monthly costs of these insurance types to get a better idea.
The general liability insurance policy in Missouri costs on average $43. Keep in mind all the factors that can influence your fees.
When we talk about professional liability insurance, the average monthly fee in Missouri is $41.
Commercial auto insurance should cost $142 on average. Here, the price depends on the vehicle type and the driving record of the driver.
When we talk about medical insurance, the cost depends on whether you qualify for the SHOP program or large group coverage and how much of the policy costs you wish to cover yourself. The medium price of a group health insurance plan in a month is $313.
When you decide to buy small business insurance, you need to take care of few factors. You need to look for an insurance broker that will give you the best offer. As well, you need to verify government requirements because some insurance types are obligatory by the state’s law.
You need to get quotes from several different companies and choose the policy that covers you the best for the lowest price!
Anthropology and Archeology Teachers, Amateur Sports Teams Coach, Agents and Business Managers of Artists, Performers, and Athletes, Alterations, Tailoring, and Clothing Design, Apartment Agents, Athletic Trainer, Atmospheric, Earth, Marine, and Space Sciences Teachers, Alternative Medicine, Art Space Rentals, Acupressurist, Auction House, Audio Recording, Appraisal Services, Aerial Photography, Appliance Installation, Service and Repair, Alternative Healing, Archivists, Arabic Lessons, Anesthesiologists, Allergists, Adoption Services, Archery Coach, Anthropologists and Archeologists, Art Restoration, Acne Treatment, Animal Shelters, Accountant, Aestheticians, Administrative Services Managers, Assisted Living Facilities, App Based Delivery Services, Architecture Teachers, Aerobics Instructor, Animation, Astrologers, Audio Production Lessons, Actuarial Service, Acting Lessons, Art, Drama, and Music Teachers, Area, Ethnic, and Cultural Studies Teachers, Art Directors, Art Consultants, Addiction Medicine, Adult Education, Audio and Video Equipment Technicians, Acai Bowls, Ayurveda, Auto Loan Providers, Animal Trainers, Atmospheric and Space Scientists, Audio Services, Advertising and Promotions Managers, Audio Visual and Multimedia Collections Specialists, Art Tours, Administrative Support, Antiques Store, Audiologists, Art Classes, AV Equipment Rental for Events, Architect, Acupuncturist, Astronomers, Arts and Crafts Store, Actors
Bailiffs, Bike Shop, Budget Analysts, Baker, Bill and Account Collectors, Business Teachers, Balloon Services, Baby Gear and Furniture Store, Bird Shops, Business Consulting, Bridal Stylist, Bike tours, Business Financing, Bagels, Bike Sharing, Bookkeepers, Biochemists and Biophysicists, Bubble Tea, Bocce Ball, Basketball Coach, Banks and Credit Unions, Beach Equipment Rentals, Building Inspector, Brokerage Clerks, Beverage Store, Beautician, Battery Store, Bus Tours, Bail Bondsmen, Building Sign installation, Billing Services, Behavior Analysts, Bankruptcy Law, Blow Dry and Out Services, Bass Guitar Lessons, Botanical Gardens, Billing and Posting Clerks, Broadcast News Analysts, Biological Science Teachers, Buyers and Purchasing Agents, Business Law, Building Supplies, Boxing Trainer, Barre Classes, Bicycle Repairers, Biomedical Engineers, Balloon Decorations, Barbecue and Grill Services, Broadcast Technicians, Bridal Shop, Bookstore, Butcher, Banjo Lessons, Bike Repair and Maintenance, Bounce House and Party Inflatables Rental, Baggage Porters and Bellhops, Badminton Coach, Baseball Coach, Brewing Supplies Store, Bike Rentals, Boot Camps, Biological Technicians, Barber, Bowling, Books, Mags, Music and Video Store, Bookbinding
Currency Exchange, Cideries, Candle Store, Court Reporters, Chocolatiers and Shops, Country Clubs, Cardio Classes, Computer and Information Systems Managers, Computer Repair, Chess Lessons, Custom Airbrushing, Cabaret, Chefs and Cooks, Circus Entertainment, Crossfit Instructor, Carpet Cleaning, CPR and First Aid Training, Camera and Photographic Equipment Repairers, Credit Authorizers, Checkers, and Clerks, Candy Buffet Services, Colonics, Clock Repair, Comedy Entertainment, Chimney Cakes, Call Center Service, Cheese Tasting Classes, Career and Technical Education Teachers, Customs Brokers, Commissioned Artists, CPR Classes, Community Book Box, Career Counseling, Correspondence Clerks, Consumer Law, Chemistry Teachers, Conservation Scientists, Cheese Shops, Computer Network Architects, Credit Counselors, Comedy Club Owner, Computer Hardware Engineers, Clowns, Cargo and Freight Agents, Communications Teachers, Convenience Stores, Computer Science Teachers, Compensation and Benefits Managers, Cycling Classes, Calligraphy, Comic Book Store, Claims Adjuster, Caterer, Contracts Attorney, Costume Attendants, Cosmetologist, Community Health Workers, Concrete Construction, Court, Municipal, and License Clerks, Compliance Officers, Cremation Services, Caricaturing, Cardiovascular Technologists and Technicians, Counseling and Mental Health, Coffee Roasteries, College Admissions Counseling, Couriers, Criminal Defense Attorney, Clinical, Counseling, and School Psychologists, Craft Artists, Civil Engineer, Cosmetology Schools, Capoeira Instructor, Compensation, Benefits, and Job Analysis Specialists, Crisis Pregnancy Centers, Cat Grooming, Cosmetics and Beauty Supply, Concierge Medicine, Computer, Automated Teller, and Office Machine Repairers, Curators, Camera Operators, Television, Video, and Motion Picture, Computer Programmers, Cards and Stationery Store, Concierges, Carpentry, Cultural Center, Credit Analysts, Cardiologists, Costumed Character Entertainment, Cashiers, Cartographers and Photogrammetrists, Child, Family, and School Social Workers, Court Interpreting, Check Cashing and Pay day Loans, Cost Estimators, Cello Lessons, Community Gardens, Computer Network Support Specialists, Computer and Information Research Scientists, Computer Lessons, Computer Store, Candy Stores, Costume Store, Clothing Store, Coffee and Tea, Childbirth Education, Counter and Rental Clerks, Chief Executives, Computer Operators, Computer User Support Specialists, Country Dance Halls, Computer Systems Analysts
Dermatologists, Drawing Lessons, Disability Attorney, Donuts, Debt Relief Services, Dentists, Dance Clubs, Day Spas, Dishwashers, Diagnostic Services, Drum Lessons, Dental and Orthodontic Services, Day Care, Dialysis Clinics, Door and Window Installation, Service and Repair, DJ, Divorce and Family Attorney, Donation Center, Demonstrators and Product Promoters, Dance Instructor, Drywall and Wall Boarding Work, Data Recovery, Dental Hygienists, Digitizing Services, Dental Laboratory Technicians, Dance Entertainment, Dry Cleaning, Dog Training, Duplication Services, Diagnostic Imaging, Dog Grooming, Dietitians and Nutritionists, Dog Walker, Debris Removal, Dispatchers, Except Police, Fire, and Ambulance, DUI Attorney, Dental Assistants, Desserts, Doulas, Department Stores, Diagnostic Medical Sonographers, Detectives and Criminal Investigators, Day Camps, Disc Golf Coach, Desktop Publishers, Database Administrators, Data Entry Keyers, Doctors, Dumpster Rental, Discount Store, Do It Yourself Food
Engineering Teachers, Engraving, Eatertainment, Executive Secretaries and Executive Administrative Assistants, Engineering and Technical Design, Emergency Management Directors, Estate Liquidation, Employment Service, Etchers and Engravers, English Language and Literature Teachers, Embalmers, Environmental Science Teachers, Economists, Estate Attorney, Endodontists, Event Help and Wait Staff, Employment Law, Environmental Science and Protection Technicians, Including Health, Elder Law, Environmental Engineer, Eyewear and Optician Store, Epidemiologists, Environmental Scientists and Specialists, Including Health, Ear Nose and Throat, Electronics Store, Embroidery, Embroidery and Crochet Store, Empanadas, Editorial Services, Excavation and Grading, Education Consulting, Engineer, Electronics Engineers, Except Computer, Elementary School Teachers, Editors, E-Commerce, Exercise Equipment Repair, Esthetician Services, Educational, Guidance, School, and Vocational Counselors, Endocrinologists, Electrical Work, ESL, English as a Second Language Lessons, Employment Agencies, Electrical Engineer, Expert Witness, Elder Care Planning, Economics Teachers, Entertainment Law, Event Planner, Education Teachers
Family Practice, Fabric Store, Feng Shui, Fitness Instructor, Farmers Market, Fine Artists, Including Painters, Sculptors, and Illustrators, Fencing Instructor, Foreign Language and Literature Teachers, Fence and Gate Installation, Funeral Service Managers, Floral Designers, Forensic Science Technicians, First Line Supervisors of Personal Service Workers, First Line Supervisors of Non Retail Sales Workers, Food Servers, Nonrestaurant, Furniture Store, Film and Video Editors, Flute Lessons, First Aid Classes, Furniture Rental, Food Tours, Framing Store, Financial Analysts, Fabric and Apparel Patternmakers, Fitness Equipment Assembly, Food Preparation Workers, Fashion Retailer, Food Safety Training, Fruits and Veggies, Fashion Designers, Fingerprinting, Financial Examiners, Family Counseling, Fabric Menders, Except Garment, Fertility, Florist, Faith-based Crisis Pregnancy Centers, First Line Supervisors of Office and Administrative Support Workers, Food Delivery, Furniture Delivery, Food Banks, Food Truck or Cart Services, Fitness and Exercise Equipment Store, Facial Treatments, Float Spa, Financial Adviser, Family Law Attorney, Family and General Practitioners, French Lessons, Flea Markets, Food Service Managers, File Clerks, First Line Supervisors of Food Preparation and Serving Workers, Floor Waxing, Food Cart Operator, Fundraisers, Film and Video Production, First Line Supervisors of Retail Sales Workers, Flowers and Gifts Store
Gift Shop, Grill Services, Guitar Lessons, Gastroenterologist, Garbage Collection, Grilling Equipment Store, General and Operations Managers, Gerontologists, Geneticists, Genealogy, Guitar Stores, Gelato, German Lessons, Games and Concession Rental, Graphic Design Instruction, Golf Instructor, Gemstones and Minerals Shop, General Litigation, Geography Teachers, Glass Blowing, Glass Dealers and Glaziers, Geographers, Genetic Counselors, Graphic Designers, Graduate Teaching Assistants, Geoscientists, Except Hydrologists and Geographers, General Contractor, Golf Equipment Retailer, Gold Buyers, Grocery Store
Handyperson, Hydrologists, Henna Artists, Hearing Aid Providers, Hair Removal, HVAC Work, Hepatologists, Halfway Houses, Home and Garden Retailer, Home Health Care, Henna Tattooing, Health Retreats, Historians, Holiday Decorations Store, High School Teachers, Hypnotherapy, Home Health Aides, Hobby Shop, House Cleaning and Maid Service, Human Resources Specialists, Health and Safety Engineers, Except Mining Safety Engineers and Inspectors, Home Decor Shop, Hospice, Health Specialties Teachers, Homeless Shelters, Hot Springs, Home Energy Auditors, History Teachers, Healthcare Social Workers, Health and Wellness Coaching, Hardware Store, Home Window Tinting, Human Resources Managers, Horse Equipment Shop, Historical Tours, Heavy and Tractor Trailer Truck Drivers, Hair Stylist, Halotherapy, Holistic Animal Care, Health Educators, High Fidelity Audio Equipment, Human Resources Assistants, Except Payroll and Timekeeping, Hair Loss Centers, Hearing Aid Specialists, Home Inspectors, Hunting and Fishing Supplies Retailer, Health Insurance Offices, Home Staging, Hockey Equipment Retailer, Hydroponics Store, Herbal Shops, Holiday Decorating Services, Habilitative Services, Home Economics Teachers
Intellectual Property Attorney, Internists, General, Insulation Work, Internet Cafes, Industrial Organizational Psychologists, Industrial Engineer, Immunodermatologists, Insurance Underwriters, Interior Designer, Infectious Disease Specialists, IT Consulting or Programming, Inspectors, Testers, Sorters, Samplers, and Weighers, Italian Lessons, Ice Cream and Frozen Yogurt, Investing, Insurance Inspector, Instructional Coordinators, Internal Medicine, Interviewers, Except Eligibility and Loan, International Law Attorney, In Person Auctioneer, Interlock Systems, Installment Loans, Impersonating, Imported Food, Illustrating, IP and Internet Law, Information Security Analysts, Immigration Attorney, Insurance Appraisers, Indoor Cycling Instructor, Insurance Agent, Instrument Instructor
Jewelry Repair, Japanese Lessons, Juice Bars and Smoothies, Jewelry Store, Jazz and Blues, Jewelers and Precious Stone and Metal Workers, Janitorial Services
Karaoke, Kitchen Supplies Shop, Karate Instructor, Kitchen and Bath Store, Kombucha, Korean Lessons, Kickboxing Trainer, Knife Sharpening, Knitting Supplies Shop, Karaoke Machine Rental, Kids Activities
Locksmith, Logisticians, Lighting Store, Licensed Practical and Licensed Vocational Nurses, Local Fish Stores, Local Flavor, Laundromat, Labor and Employment Attorney, Legal Service, Legal Document Preparation, Laboratory Testing, Luggage Storage, Laundry Services, Land Surveyor, Light Truck or Delivery Services Drivers, Logo Design, Labor Relations Specialists, Library Science Teachers, Legal Secretaries, Luggage Store, Literacy Teachers and Instructors, Landscaping and Lawn Care, Locker Room, Coatroom, and Dressing Room Attendants, Loan Interviewers and Clerks, Loan Officers, Law Teachers, Lice Services, Lactation Services, Librarians
Mobile Phone Accessories Retailer, Magnetic Resonance Imaging Technologists, Meat Shops, Multimedia Artists and Animators, Mortuary Services, Medical Transcriptionists, Musicians and Singers, Mathematical Science Teachers, Medical and Health Services Managers, Models, Music Entertainment, Management Analysts, Medical Appliance Technicians, Materials Scientists, Medical Law, Macarons, Mobile Phone Repair, Music Theory Lessons, Manufacturer Sales Representative, Medical Records and Health Information Technicians, Medical Secretaries, Medical Scientists, Except Epidemiologists, Makeup Artistry Lessons, Middle School Teachers, Meditation Instruction, Music and DVDs Store, Mortgage Broker, Mathematicians, Microbiologists, Mortgage Lenders, Mathematical Technicians, Massage Therapist, Mobile Design, Mystics, Manicurists and Pedicurists, Medical Billing Agency, Mass Media, Marriage and Family Therapists, MC and Host Services, Medical Supplies Store, Makeup Artists, Theatrical and Performance, Mattress Store, Mental Health Counselors, Memory Care, Magician, Midwives, Muralist, Motivational Speaking, Musical Instruments and Teachers, Mediators, Makeup Artists, Materials Engineers, Masonry Work, Martial Arts Instructor, Mobile Phone Retailer, Music Production Services, Musical Instrument Services, Mechanical Engineers, Music Directors and Composers, Mailbox Centers, Music Venues, Motion Picture Projectionists, Merchandise Displayers and Window Trimmers, Mandarin Lessons, Marketing, Medical and Clinical Laboratory Technicians, Medical Assistants, Morticians, Undertakers, and Funeral Directors, Military Surplus, Makerspaces, Museum Technicians and Conservators
Nail Technician, Network Support Services, Newspaper and Magazine Store, Naturopathic/Holistic, Nurse Midwives, Nutritionists, Nurseries and Gardening Shop, Neurologist, Nurse Practitioners, Nurse Anesthetists, Neuropathologists, Nursing Assistants, Notary, Nursing Instructors and Teachers, Natural Sciences Managers, Nanny Services, Network and Computer Systems Administrators, Nightlife, Nephrologists
Otologists, Olive Oil, Office Equipment Retailer, Officiants, Oncologist, Optometrists, Orthodontists, Office Clerks, General, Outdoor Gear Store, Osteopathic Physicians, Ophthalmologists, Occupational Therapists, Orderlies, Oxygen Bars, Online Auctioneer, Operations Research Analysts, Occupational Health and Safety Specialists, Outlet Store, Opera and Ballet, Organic Stores, Other Consulting, Order Clerks, Obstetricians and Gynecologists, Office Machine Operators, Except Computer, Orthopedists
Pool and Billiards Store, Process Engineer, Piano Services, Pulmonologist, Popcorn Shops, Pool Halls, Pet Boarding, Preschool and Kindergarten Teachers, Pickleball Coach, Printing Services, Paperhangers, Parenting Classes, Public Adjusters, Public Speaking Lessons, Pasta Shops, Personal Injury Attorney, Personal Chefs, Pool Table Repair Services, Physician Assistants, Print Binding and Finishing Workers, Pet Stores, Postal Service Mail Carriers, Personal Bankruptcy Attorney, Paving and Asphalt Installation, Service and Repair, Pathologists, Personal Care Services, Party Supplies, Public Markets, Physics Teachers, Packing Supplies Store, Prepress Technicians and Workers, Pet Groomers, Preventive Medicine, Public Relations Specialists, Personal Care Aides, Process Servers, Procurement Clerks, Proctologists, Package Delivery, Presentation Design, Portuguese Lessons, Phone or Tablet Repair, Piadina, Patent Law, Pilates Instructor, Pet Cremation Services, Psychiatrists, Perfume, Poke, Pawn Shop, Personal Assistant, Painting Lessons, Performing Arts, Passport and Visa Services, Plumbing, Photographer, Proofreaders and Copy Markers, Pain Management, Psychologists, Photography Lessons, Product Designer, Private Investigation, Print Media, Podiatrists, Pet Services, Psychic Mediums, Pet Sitting, Piano Stores, Preschools, Property Manager, Photo Booth Rentals, Portrait Artistry, Pedicabs, Prenatal/Perinatal Care, Philosophy and Religion Teachers, Pediatric Dentists, Party Equipment Rentals, Props Store, Play Equipment Construction and Assembly, Purchasing Managers, Political Science Teachers, Photography Store, Photo Editing, Scanning and Restoration, Political Scientists, Personal Trainer, Party Characters, Periodontists, Painting, Private Detectives and Investigators, Producers and Directors, Production, Planning, and Expediting Clerks, Psychics, Printing Press Operators, Packing Services, Pressure Washing, Pet Training, Photographic Process Workers and Processing Machine Operators, Pretzels, Party Favors, Payroll Services, Psychiatric Aides, Piano Tuning, Prosthodontists, Psychology Teachers, Project Management, Piano Lessons, Palm Reading, Pediatricians, Paint Stores, Pet Insurance Agent, Plastering or Stucco Work, Pop up Shop
Qi Gong, Quilting and Crochet
Rehabilitation Center, Recreation Workers, Reiki Lessons, Roofing, Registered Nurses, Residential Advisors, Radio and Television Announcers, Real Estate Agent, Religious Items Retailer, Reporters and Correspondents, Reflexology, Radiologists, Radio Stations, Receptionists and Information Clerks, Retina Specialists, Real Estate Brokers, Respiratory Therapists, Restaurant Supplies, Retail Salespersons, Reproductive Health Services, Rug Store, Recording and Rehearsal Studios, Rehabilitation Counselors, Real Estate Appraisal, Real Estate Attorney, Rheumatologists, Restaurant, Recruiting, Radiation Therapists, Recycling Center, Retail Stores, Retirement Homes, Recreational Therapists, Reptile Shops, Real Estate Investor, Reiki
Skin Care, Surveying and Mapping Technicians, Spanish Lessons, Speech Training, Self-defense Instructor, Sex Therapists, Substitute Teachers, Snow and Ice Removal, Scrapbooking, Softball Coach, Shared Office Spaces, Signmaking, Sleep Specialists, Safety Equipment Retailer, Statistical Assistants, Social Services, Salesperson, Switchboard Operators, Including Answering Service, Social Security Law, Souvenir Shop, Skilled Nursing, Shoe Repair, Set and Exhibit Designers, Semiconductor Processors, Sewing Lessons, Sporting Goods Retailer, Salon Owner, Spiritual Shop, Safe Store, Silent Disco, Sociologists, Ski and Snowboard Shop, Speech Language Pathologists, Sugaring, Shipping, Receiving, and Traffic Clerks, Sports Coach, Singing Telegram, Safety Consultant, Stock Broker, Sociology Teachers, Sign Language Lessons, Self Enrichment Education Teachers, Shaved Snow, Shopping Center, Smokehouse, Songwriting, Skate Shop, Specialty Food, Speech Therapists, Saxophone Lessons, Sewing and Alterations, Secretaries and Administrative Assistants, Except Legal, Medical, and Executive, Shoe Shine, Software Sales Engineer, Scooter Tours, Septic Tank System Cleaning, Singing Lessons, Sound Engineering Technicians, Social Work Teachers, Sewing Machine Operators, Shipping Centers, Security Services, Securities, Commodities, and Financial Services Sales Agents, Social Media Marketing, Septic Tank System Installation, Service and Repair, Skincare Specialists, Scavenger Hunts, Senior Centers, Sports Psychologists, Software Developers, Self Storage, Statistical Data Analysis, Swim Lessons, Squash Coach, Shaved Ice, Social Science Research Assistants, Seafood Markets, Solar Contractor, Substance Abuse Counselor, Statisticians, Shampooers, Survey Researchers, Supernatural Readings, Siding Installation, Service and Repair, Screen Printing and T Shirt Printing, Stock Clerks and Order Fillers, Soccer Coach, Street Vendors, Sunglasses Shop
Teacher Supplies Store, Traditional Chinese Medicine, Toy Store, Tarot and Psychic Reader Entertainment, Test Prep Services, Technical Support, Tour Guides and Escorts, Tellers, Training and Development Specialists, Television Stations, Tax Attorney, Tax Preparers, Tax Services, Tasting Classes, Talent Agencies, Traffic Law Attorney, Tailors, Dressmakers, and Custom Sewers, Transportation Engineer, Trivia Hosts, Threading Services, Telemarketing and Telesales Services, Tenant and Eviction Law, Telephone Operators, Temporary Tattoo Artistry, Translator, Tree Services, Tai Chi Instructor, Tableware Store, Thrift Store, Tobacco Shop, Taekwondo Instructor, Travel Agency, Travel Guides, Toxicologists, Tennis Coach, Teacher Assistants, Title Loans, Tabletop Games Store, Trophy Shop, Tile, Stone, and Flooring, Tea Rooms, Teeth Whitening, Transportation, Storage, and Distribution Managers, Tui Na, Transportation Security Screeners, Taxidermy, Therapy or Mental Health Services, Tutor
Undersea/Hyperbaric Medicine, Ultrasound Imaging Centers, Uniform Store, Umpires, Referees, and Other Sports Officials, Used Bookstore, Ushers, Lobby Attendants, and Ticket Takers, Urologists, Urban and Regional Planners
Video and Film Production, Volleyball Coach, Videographers, Vinyl Record Store, Venues and Event Spaces, Violin Lessons, Vitamins and Supplements Store, Veterinary Assistants and Laboratory Animal Caretakers, Vending Machine Operator, Veterinary Technologists and Technicians, Video Game Store, Ventriloquist and Puppet Entertainment, Vocal Coach, Video Editing, Video Transfer Services, Vascular Medicine, Video Booth Rental, Visitor Centers, Videos and Video Game Rental Store, Virus Removal Services, Veterinarians, Video Production, Video Streaming and Webcasting Services, Voice Over Lessons, Vacation Rental Agents
Wedding Coordination, Wholesalers, Weight Loss Centers, Wedding Cakes, Watches Retailer, Workers Compensation Law, Wills, Trusts, and Probates, Waiters and Waitresses, Waterproofing, Wedding Officiant, Window Cleaning, Walking Tours, Wedding and Event Venue Rental, Walk-in Clinics, Wardrobe Consulting, Web Hosting, Welding, Cutting and Metal Frame Erection, Wills and Estate Planning, Wind Turbine Service Technicians, Web Site Designer, Word Processors and Typists, Wedding Chapels, Wedding Planning, Web Developers, Wig Store, Waxing, Watch Repairers, Wedding and Event Makeup, Writer, Weighers, Measurers, Checkers, and Samplers, Recordkeeping, Wedding and Event Invitations