Michigan Small business insurance (MI) is a must for any business owner to protect himself and his business from bankruptcy. Here, we’ll be discussing all the insurance kinds your business could need, so you can find the most suitable one.
Small businesses are companies or corporations, as well as self-employed businesses, that have a certain number of employees and revenue share under the certain level that the government set.
Depending on the industry, there are different definitions of a small business. In some cases, the size will depend on the number of employees, when in other cases, it will depend on the revenue share.
For example, in the manufacturing and mining industry, you need to have up to 500 employees to qualify as a small business. If you are involved in general and heavy construction, your revenue cannot exceed $28.5 million.
In the narrow definition, as per SBA, a small business is any business that does not go over $7.5 million in revenue or the number of 500 employees.
Small business insurance is any insurance that covers your small business for monetary losses that are end result of your work. Regardless of your industry, there are risks involved in running a business.
Risks of bodily injury, property damage, negligence, errors, omissions, etc. Based on the business you are running, you will pick suitable insurance for your business. Do you want to learn more? Please read the guide for small businesses in Michigan.
Let’s discuss different types of insurances.
Let’s discuss what categories of small business insurance exist in MI and what they are covering, so you might find which suits your business the best.
Depending on the business, you may have customers in your office, or perform repairs on some property. Therefore, you need to protect your business from money claims that could come out of your performance.
Not depending on the nature of your business, no matter if you are dealing with products or services, someone can be injured. And they could ask you to cover medical costs, which is one more good reason to have general liability insurance.
According to state law, this insurance is in most cases not obligatory, except in certain industries, like construction. However, it could be required by the landlord or the client. That is why it’s always better to have it.
Professional liability insurance covers your business from financial claims that result from negligence, errors, and omissions. In certain industries, we hear of this insurance as Errors&Omissions insurance or malpractice insurance. This kind of insurance is suitable for any businesses that are giving services to clients.
This kind of insurance is the opposite of general liability insurance. It insures your small business from abstract risk – money damage. Often, professional liability insurance policies for small businesses in MI include:
1. Work mistakes and oversights
2. Undelivered services
3. Missed deadlines
4. Claims of negligence
5. Breach of contract.
As mentioned, being a pet sitter is one of the most popular small businesses at the moment. It is strongly recommended to have this sort of insurance as a pet sitter in Michigan since you take care of someone’s pet.
When you are applying for a license, the government can require this kind of insurance. Also, your clients can demand you to give an insurance certificate. In any case, obligatory or not, it is good to have this type of coverage and protect your small business in time.
This type of insurance covers medical bills, property damage costs, and legal defense if a vehicle owned by your business is involved in an accident. Depending on the kind of your small business, you may need this kind of coverage.
Depending on the insurer, the insurance might also include coverage for theft, vandalism, and other types of losses.
The important thing to say is that the insurance is related to the car itself, and the car has to be listed under the company name. If the employee is driving a private car even for business needs, this insurance does not cover any incidents.
In case your business has at least 2 employees, including the boss, you qualify for small business health insurance.
Small employers with up to 50 employees can apply for SHOP, Small Business Health Options Program. The business can enroll in a SHOP insurance plan through an insurance provider or a registered SHOP agent or broker.
In the SHOP plan, you can include medical coverage, dental coverage, or both. Also, you can pick the fairest plan for you. You can decide how much of the employees’ policy you want to cover yourself and whether to also insure part-time employees.
If you have more than 50 workers, you are qualifying for large group coverage. Mainly, the fee of the policy per person is lower when you are falling into this insurance group. As a user of a large group program, you also have entry to a digital health program.
This sort of insurance is created for people that are running their own business as both boss and the worker. Depending on the sort of freelancing business, every freelancer will choose the most suitable coverage for themselves.
A handyman is a person who has expertise in repairs, usually within your home.
As you can understand, a handyman is dealing with different tools every day. This is why he needs to be insured. During the work, someone can be injured, property damaged, or the handyman himself can be hurt. Therefore, this type of employee must have insurance.
If you want to be safe while working, and protect yourself from pricey lawsuits, read this article about all the various kinds of handyman insurance in Michigan.
When it comes to roof workers, they are in greater danger than most. They are every day on heights, using dangerous tools. During their work accident can happen. A passenger can be hurt, the worker on the roof can be injured, or the property they do business on can be damaged.
In order to protect themselves, and cover their business from pricey lawsuits related to property damage, roof workers ought to have MI roofing insurance.
The prices of small business insurance vary for different insurance types. Also, the cost depends on the industry, size of the business, the coverage you opt for, and the insurance company that you pick.
The average fee for general liability insurance for small businesses $516 per year.
For professional liability insurance, the middle cost for small businesses is $492 per year.
The health insurance plan, as previously explained, depends on how much of the premium you wish to cover yourself, and how much you want your workers to pay.
When picking out an insurance plan for your company, compare all the propositions and select the best coverage for the lowest fee.
When it comes to monthly fees, all of these insurance types have different prices. As explained above, the cost varies depending on a lot of factors, including the insurance brokerage you choose. We will go over the median monthly costs of these insurance categories to get a better idea.
The general liability insurance policy in Michigan costs on average $43. Keep in mind all the factors that can influence your fees.
When we speak about professional liability insurance, the median monthly price in Michigan is $41.
Commercial auto insurance should cost $142 on average. Here, the price depends on the car category and the driving record of the driver.
When we talk about medical insurance, the price depends on whether you qualify for the SHOP program or large group coverage and how much of the policy costs you want to cover yourself. The medium price of a group health insurance plan in a month is $313.
When you decide to purchase small business insurance, you need to take care of few factors. You need to look for an insurance broker that will give you the best offer. As well, you need to check government requirements because some insurance types are mandatory by the state’s law.
You need to get quotes from many different companies and select the policy that protects you the best for the lowest price!
Addiction Medicine, Aestheticians, Advertising and Promotions Managers, Athletic Trainer, Anesthesiologists, Aerial Photography, Amateur Sports Teams Coach, Area, Ethnic, and Cultural Studies Teachers, Architect, Art Restoration, App Based Delivery Services, Anthropologists and Archeologists, Audio Services, Administrative Support, Antiques Store, Archivists, Actuarial Service, Acne Treatment, Arts and Crafts Store, Actors, Alterations, Tailoring, and Clothing Design, Audio and Video Equipment Technicians, Appliance Installation, Service and Repair, Acupuncturist, Acupressurist, Atmospheric and Space Scientists, Audio Visual and Multimedia Collections Specialists, Accountant, Astrologers, Atmospheric, Earth, Marine, and Space Sciences Teachers, Acai Bowls, Art Space Rentals, Audiologists, Art Classes, Administrative Services Managers, Auto Loan Providers, Auction House, Acting Lessons, Art Tours, Anthropology and Archeology Teachers, Apartment Agents, Audio Production Lessons, Astronomers, Adoption Services, Ayurveda, Art Directors, Art, Drama, and Music Teachers, Alternative Medicine, Allergists, Animal Shelters, Archery Coach, Animation, Arabic Lessons, Assisted Living Facilities, Alternative Healing, Aerobics Instructor, Art Consultants, Animal Trainers, AV Equipment Rental for Events, Architecture Teachers, Appraisal Services, Audio Recording, Agents and Business Managers of Artists, Performers, and Athletes, Adult Education
Bridal Shop, Bookbinding, Bike Sharing, Banjo Lessons, Behavior Analysts, Baker, Brewing Supplies Store, Business Consulting, Billing Services, Bike tours, Bagels, Bass Guitar Lessons, Baseball Coach, Bird Shops, Bankruptcy Law, Bill and Account Collectors, Buyers and Purchasing Agents, Business Teachers, Broadcast Technicians, Bocce Ball, Bicycle Repairers, Bailiffs, Business Law, Brokerage Clerks, Basketball Coach, Balloon Services, Books, Mags, Music and Video Store, Beautician, Balloon Decorations, Battery Store, Boxing Trainer, Beach Equipment Rentals, Building Sign installation, Biomedical Engineers, Beverage Store, Billing and Posting Clerks, Botanical Gardens, Bridal Stylist, Biochemists and Biophysicists, Badminton Coach, Bookkeepers, Barbecue and Grill Services, Bike Repair and Maintenance, Biological Technicians, Bail Bondsmen, Blow Dry and Out Services, Butcher, Bike Rentals, Barre Classes, Bookstore, Broadcast News Analysts, Budget Analysts, Biological Science Teachers, Business Financing, Building Supplies, Baggage Porters and Bellhops, Banks and Credit Unions, Bowling, Barber, Bounce House and Party Inflatables Rental, Bubble Tea, Bus Tours, Bike Shop, Baby Gear and Furniture Store, Boot Camps, Building Inspector
Candy Buffet Services, Concierges, Colonics, College Admissions Counseling, Check Cashing and Pay day Loans, Cost Estimators, Cardiologists, Carpet Cleaning, Comic Book Store, Computer Programmers, Cideries, Caterer, Cheese Shops, Childbirth Education, Calligraphy, Counter and Rental Clerks, Correspondence Clerks, Civil Engineer, Clothing Store, Computer Repair, CPR Classes, Crossfit Instructor, Computer User Support Specialists, Cargo and Freight Agents, Community Book Box, Concierge Medicine, Cultural Center, Court Interpreting, Costume Attendants, Community Health Workers, Convenience Stores, Court, Municipal, and License Clerks, Cycling Classes, Carpentry, Custom Airbrushing, Candy Stores, Contracts Attorney, Clock Repair, Court Reporters, Chief Executives, Computer and Information Research Scientists, Cardiovascular Technologists and Technicians, Computer Lessons, Chefs and Cooks, Chocolatiers and Shops, Chimney Cakes, Claims Adjuster, Clowns, Consumer Law, Call Center Service, Commissioned Artists, Computer, Automated Teller, and Office Machine Repairers, Communications Teachers, Concrete Construction, CPR and First Aid Training, Cosmetology Schools, Cat Grooming, Computer Operators, Costumed Character Entertainment, Country Clubs, Credit Analysts, Computer Hardware Engineers, Craft Artists, Customs Brokers, Conservation Scientists, Camera and Photographic Equipment Repairers, Camera Operators, Television, Video, and Motion Picture, Comedy Club Owner, Circus Entertainment, Cello Lessons, Cabaret, Computer Systems Analysts, Compensation and Benefits Managers, Chemistry Teachers, Candle Store, Cardio Classes, Child, Family, and School Social Workers, Curators, Coffee and Tea, Counseling and Mental Health, Computer Network Architects, Caricaturing, Chess Lessons, Cosmetologist, Cremation Services, Couriers, Career Counseling, Costume Store, Comedy Entertainment, Computer and Information Systems Managers, Clinical, Counseling, and School Psychologists, Cartographers and Photogrammetrists, Capoeira Instructor, Cards and Stationery Store, Country Dance Halls, Compliance Officers, Computer Store, Cosmetics and Beauty Supply, Criminal Defense Attorney, Career and Technical Education Teachers, Credit Authorizers, Checkers, and Clerks, Credit Counselors, Computer Network Support Specialists, Crisis Pregnancy Centers, Currency Exchange, Community Gardens, Compensation, Benefits, and Job Analysis Specialists, Cashiers, Coffee Roasteries, Cheese Tasting Classes, Computer Science Teachers
Disability Attorney, Dog Walker, DUI Attorney, Dietitians and Nutritionists, Donation Center, Duplication Services, Demonstrators and Product Promoters, Dental Laboratory Technicians, Dentists, Detectives and Criminal Investigators, Desktop Publishers, Drum Lessons, Diagnostic Imaging, Dishwashers, Desserts, Dog Grooming, Digitizing Services, Disc Golf Coach, Data Recovery, Dog Training, Dance Entertainment, Dental Hygienists, Dumpster Rental, Day Care, Dispatchers, Except Police, Fire, and Ambulance, Door and Window Installation, Service and Repair, Diagnostic Medical Sonographers, Dental Assistants, Dental and Orthodontic Services, Doctors, Debris Removal, Dermatologists, Dialysis Clinics, Database Administrators, Donuts, Dance Clubs, Discount Store, Drawing Lessons, Do It Yourself Food, DJ, Doulas, Day Spas, Debt Relief Services, Dry Cleaning, Divorce and Family Attorney, Data Entry Keyers, Diagnostic Services, Department Stores, Dance Instructor, Day Camps, Drywall and Wall Boarding Work
Embroidery and Crochet Store, Electrical Engineer, Endodontists, Elementary School Teachers, Executive Secretaries and Executive Administrative Assistants, Economics Teachers, Ear Nose and Throat, Entertainment Law, Endocrinologists, Event Planner, Exercise Equipment Repair, Electronics Store, Electrical Work, Environmental Science Teachers, Electronics Engineers, Except Computer, Embalmers, Empanadas, Education Teachers, Engraving, Excavation and Grading, Expert Witness, Employment Law, Educational, Guidance, School, and Vocational Counselors, ESL, English as a Second Language Lessons, Environmental Engineer, Elder Care Planning, Engineering and Technical Design, Employment Agencies, Employment Service, Environmental Science and Protection Technicians, Including Health, Emergency Management Directors, Embroidery, Epidemiologists, Environmental Scientists and Specialists, Including Health, Economists, Eatertainment, Engineering Teachers, Editorial Services, Education Consulting, Eyewear and Optician Store, E-Commerce, Elder Law, English Language and Literature Teachers, Estate Attorney, Estate Liquidation, Etchers and Engravers, Esthetician Services, Engineer, Editors, Event Help and Wait Staff
First Line Supervisors of Office and Administrative Support Workers, Fertility, Family Practice, Fingerprinting, File Clerks, Family and General Practitioners, Family Law Attorney, Family Counseling, Financial Adviser, Farmers Market, Faith-based Crisis Pregnancy Centers, Financial Analysts, Furniture Rental, Fitness Instructor, Food Service Managers, First Aid Classes, Foreign Language and Literature Teachers, French Lessons, Food Servers, Nonrestaurant, Funeral Service Managers, Feng Shui, Financial Examiners, Floral Designers, First Line Supervisors of Non Retail Sales Workers, Food Cart Operator, Fabric Menders, Except Garment, Float Spa, Fitness and Exercise Equipment Store, Floor Waxing, Flea Markets, Fence and Gate Installation, Fabric Store, Food Banks, Fabric and Apparel Patternmakers, Food Tours, First Line Supervisors of Personal Service Workers, Forensic Science Technicians, Facial Treatments, Film and Video Production, First Line Supervisors of Food Preparation and Serving Workers, Framing Store, Fundraisers, Fashion Retailer, Food Preparation Workers, Food Truck or Cart Services, Fencing Instructor, Fashion Designers, Flowers and Gifts Store, Fruits and Veggies, Food Delivery, Food Safety Training, Fitness Equipment Assembly, Fine Artists, Including Painters, Sculptors, and Illustrators, Flute Lessons, First Line Supervisors of Retail Sales Workers, Florist, Furniture Store, Furniture Delivery, Film and Video Editors
Games and Concession Rental, Golf Equipment Retailer, German Lessons, Glass Blowing, Gastroenterologist, Genealogy, Geoscientists, Except Hydrologists and Geographers, Grocery Store, Glass Dealers and Glaziers, Garbage Collection, Golf Instructor, Graduate Teaching Assistants, Graphic Designers, Gelato, Geneticists, General Contractor, Grill Services, General and Operations Managers, Gerontologists, Genetic Counselors, Gemstones and Minerals Shop, Gift Shop, Graphic Design Instruction, Gold Buyers, Geography Teachers, Geographers, General Litigation, Guitar Stores, Guitar Lessons, Grilling Equipment Store
Homeless Shelters, Hair Loss Centers, Home Health Care, House Cleaning and Maid Service, Herbal Shops, Hydroponics Store, History Teachers, Heavy and Tractor Trailer Truck Drivers, Healthcare Social Workers, Health Educators, Home Staging, Human Resources Managers, Hydrologists, Holistic Animal Care, Holiday Decorations Store, Henna Tattooing, HVAC Work, Hearing Aid Specialists, Hair Removal, Health and Safety Engineers, Except Mining Safety Engineers and Inspectors, High Fidelity Audio Equipment, Human Resources Assistants, Except Payroll and Timekeeping, Historical Tours, Home Inspectors, Halfway Houses, Halotherapy, Hospice, Henna Artists, Historians, Hunting and Fishing Supplies Retailer, Home Energy Auditors, Home Window Tinting, High School Teachers, Home Decor Shop, Hair Stylist, Hypnotherapy, Hearing Aid Providers, Home Economics Teachers, Holiday Decorating Services, Hockey Equipment Retailer, Habilitative Services, Hepatologists, Handyperson, Health Retreats, Home Health Aides, Horse Equipment Shop, Home and Garden Retailer, Hot Springs, Health and Wellness Coaching, Health Insurance Offices, Hobby Shop, Hardware Store, Human Resources Specialists, Health Specialties Teachers
Internists, General, Immigration Attorney, Imported Food, Internet Cafes, Immunodermatologists, Impersonating, Instructional Coordinators, Infectious Disease Specialists, Internal Medicine, International Law Attorney, Intellectual Property Attorney, Insurance Underwriters, Industrial Engineer, Illustrating, Installment Loans, IT Consulting or Programming, Interlock Systems, Insurance Agent, Insulation Work, Information Security Analysts, Insurance Inspector, Ice Cream and Frozen Yogurt, Interior Designer, Interviewers, Except Eligibility and Loan, IP and Internet Law, Industrial Organizational Psychologists, Insurance Appraisers, Italian Lessons, Instrument Instructor, In Person Auctioneer, Inspectors, Testers, Sorters, Samplers, and Weighers, Investing, Indoor Cycling Instructor
Janitorial Services, Jazz and Blues, Jewelry Repair, Juice Bars and Smoothies, Jewelers and Precious Stone and Metal Workers, Jewelry Store, Japanese Lessons
Kids Activities, Karate Instructor, Karaoke Machine Rental, Kitchen Supplies Shop, Kitchen and Bath Store, Kombucha, Korean Lessons, Knife Sharpening, Karaoke, Kickboxing Trainer, Knitting Supplies Shop
Library Science Teachers, Local Flavor, Laundry Services, Luggage Store, Labor and Employment Attorney, Laboratory Testing, Law Teachers, Lactation Services, Legal Document Preparation, Logisticians, Logo Design, Legal Secretaries, Luggage Storage, Locksmith, Lice Services, Laundromat, Landscaping and Lawn Care, Labor Relations Specialists, Literacy Teachers and Instructors, Licensed Practical and Licensed Vocational Nurses, Local Fish Stores, Locker Room, Coatroom, and Dressing Room Attendants, Loan Interviewers and Clerks, Librarians, Light Truck or Delivery Services Drivers, Legal Service, Land Surveyor, Lighting Store, Loan Officers
Medical Law, Muralist, Mortgage Lenders, Magician, Mandarin Lessons, Military Surplus, Marriage and Family Therapists, Macarons, Makerspaces, Meat Shops, Makeup Artistry Lessons, Musical Instruments and Teachers, Manicurists and Pedicurists, Medical Supplies Store, Music and DVDs Store, Mobile Phone Retailer, Materials Scientists, Music Entertainment, Midwives, Mailbox Centers, Mathematical Technicians, Mental Health Counselors, Makeup Artists, Theatrical and Performance, Memory Care, Middle School Teachers, Mathematicians, Morticians, Undertakers, and Funeral Directors, Music Theory Lessons, Multimedia Artists and Animators, Medical Scientists, Except Epidemiologists, Martial Arts Instructor, Mattress Store, Musical Instrument Services, Music Production Services, Models, Mobile Phone Repair, Mediators, Mortuary Services, Massage Therapist, MC and Host Services, Mechanical Engineers, Merchandise Displayers and Window Trimmers, Medical Assistants, Mortgage Broker, Music Venues, Motion Picture Projectionists, Medical Secretaries, Mobile Design, Motivational Speaking, Makeup Artists, Mystics, Marketing, Medical Billing Agency, Materials Engineers, Medical Transcriptionists, Medical and Health Services Managers, Mass Media, Management Analysts, Mobile Phone Accessories Retailer, Microbiologists, Museum Technicians and Conservators, Masonry Work, Manufacturer Sales Representative, Music Directors and Composers, Meditation Instruction, Medical Records and Health Information Technicians, Magnetic Resonance Imaging Technologists, Medical Appliance Technicians, Musicians and Singers, Mathematical Science Teachers, Medical and Clinical Laboratory Technicians
Nephrologists, Newspaper and Magazine Store, Nutritionists, Network Support Services, Nail Technician, Notary, Neurologist, Nurse Practitioners, Nursing Instructors and Teachers, Nursing Assistants, Natural Sciences Managers, Neuropathologists, Nightlife, Nanny Services, Nurse Midwives, Nurse Anesthetists, Nurseries and Gardening Shop, Network and Computer Systems Administrators, Naturopathic/Holistic
Oxygen Bars, Office Machine Operators, Except Computer, Orthodontists, Orderlies, Occupational Health and Safety Specialists, Outlet Store, Outdoor Gear Store, Otologists, Occupational Therapists, Order Clerks, Office Equipment Retailer, Officiants, Orthopedists, Ophthalmologists, Office Clerks, General, Osteopathic Physicians, Other Consulting, Opera and Ballet, Olive Oil, Optometrists, Obstetricians and Gynecologists, Organic Stores, Operations Research Analysts, Oncologist, Online Auctioneer
Psychiatric Aides, Physics Teachers, Political Science Teachers, Physician Assistants, Packing Supplies Store, Personal Assistant, Party Characters, Party Equipment Rentals, Prepress Technicians and Workers, Psychologists, Portrait Artistry, Personal Care Services, Pet Services, Private Detectives and Investigators, Plastering or Stucco Work, Pool Halls, Pathologists, Presentation Design, Postal Service Mail Carriers, Phone or Tablet Repair, Public Relations Specialists, Public Adjusters, Photo Booth Rentals, Photographic Process Workers and Processing Machine Operators, Psychology Teachers, Product Designer, Photography Store, Painting Lessons, Pickleball Coach, Performing Arts, Paint Stores, Photographer, Paving and Asphalt Installation, Service and Repair, Piano Lessons, Production, Planning, and Expediting Clerks, Pretzels, Package Delivery, Proctologists, Prosthodontists, Photo Editing, Scanning and Restoration, Patent Law, Psychic Mediums, Process Engineer, Payroll Services, Print Binding and Finishing Workers, Purchasing Managers, Palm Reading, Pressure Washing, Party Supplies, Philosophy and Religion Teachers, Periodontists, Piano Tuning, Producers and Directors, Printing Services, Pet Training, Party Favors, Personal Bankruptcy Attorney, Parenting Classes, Piano Stores, Pet Groomers, Procurement Clerks, Piano Services, Pet Boarding, Personal Injury Attorney, Paperhangers, Pediatric Dentists, Pet Stores, Preschools, Private Investigation, Property Manager, Pediatricians, Personal Trainer, Psychiatrists, Pulmonologist, Podiatrists, Personal Care Aides, Printing Press Operators, Perfume, Plumbing, Poke, Prenatal/Perinatal Care, Photography Lessons, Public Markets, Play Equipment Construction and Assembly, Pet Insurance Agent, Painting, Pet Sitting, Political Scientists, Props Store, Pet Cremation Services, Passport and Visa Services, Portuguese Lessons, Print Media, Pedicabs, Pool and Billiards Store, Psychics, Personal Chefs, Pawn Shop, Popcorn Shops, Project Management, Preschool and Kindergarten Teachers, Public Speaking Lessons, Piadina, Pasta Shops, Packing Services, Process Servers, Pop up Shop, Preventive Medicine, Proofreaders and Copy Markers, Pool Table Repair Services, Pilates Instructor, Pain Management
Quilting and Crochet, Qi Gong
Recording and Rehearsal Studios, Real Estate Brokers, Radiation Therapists, Residential Advisors, Reflexology, Restaurant Supplies, Recreational Therapists, Real Estate Investor, Radio and Television Announcers, Retina Specialists, Reiki, Reporters and Correspondents, Real Estate Attorney, Rug Store, Recreation Workers, Reiki Lessons, Receptionists and Information Clerks, Retail Stores, Registered Nurses, Religious Items Retailer, Radiologists, Reptile Shops, Real Estate Appraisal, Retail Salespersons, Recycling Center, Rehabilitation Counselors, Roofing, Rheumatologists, Radio Stations, Restaurant, Retirement Homes, Real Estate Agent, Rehabilitation Center, Reproductive Health Services, Recruiting, Respiratory Therapists
Solar Contractor, Senior Centers, Sports Coach, Siding Installation, Service and Repair, Safety Consultant, Silent Disco, Self Enrichment Education Teachers, Skin Care, Septic Tank System Cleaning, Scavenger Hunts, Songwriting, Stock Broker, Shaved Snow, Saxophone Lessons, Safety Equipment Retailer, Spanish Lessons, Social Services, Switchboard Operators, Including Answering Service, Screen Printing and T Shirt Printing, Sewing Machine Operators, Sporting Goods Retailer, Ski and Snowboard Shop, Speech Training, Stock Clerks and Order Fillers, Softball Coach, Shipping Centers, Skilled Nursing, Squash Coach, Sewing Lessons, Securities, Commodities, and Financial Services Sales Agents, Snow and Ice Removal, Sociologists, Singing Telegram, Skincare Specialists, Shopping Center, Sleep Specialists, Signmaking, Sunglasses Shop, Sign Language Lessons, Statisticians, Self-defense Instructor, Surveying and Mapping Technicians, Set and Exhibit Designers, Swim Lessons, Sewing and Alterations, Shoe Repair, Speech Language Pathologists, Survey Researchers, Street Vendors, Social Media Marketing, Sugaring, Semiconductor Processors, Social Security Law, Singing Lessons, Security Services, Self Storage, Scrapbooking, Smokehouse, Speech Therapists, Software Sales Engineer, Salesperson, Software Developers, Shaved Ice, Shampooers, Specialty Food, Shared Office Spaces, Statistical Data Analysis, Social Science Research Assistants, Salon Owner, Souvenir Shop, Safe Store, Sound Engineering Technicians, Sex Therapists, Supernatural Readings, Shoe Shine, Scooter Tours, Sociology Teachers, Secretaries and Administrative Assistants, Except Legal, Medical, and Executive, Statistical Assistants, Septic Tank System Installation, Service and Repair, Seafood Markets, Sports Psychologists, Shipping, Receiving, and Traffic Clerks, Skate Shop, Substitute Teachers, Spiritual Shop, Soccer Coach, Social Work Teachers, Substance Abuse Counselor
Tarot and Psychic Reader Entertainment, Thrift Store, Technical Support, Threading Services, Translator, Talent Agencies, Tailors, Dressmakers, and Custom Sewers, Transportation, Storage, and Distribution Managers, Trivia Hosts, Travel Guides, Teacher Supplies Store, Toxicologists, Telemarketing and Telesales Services, Tour Guides and Escorts, Toy Store, Tui Na, Transportation Engineer, Tableware Store, Tutor, Test Prep Services, Tax Attorney, Transportation Security Screeners, Tile, Stone, and Flooring, Taxidermy, Telephone Operators, Tree Services, Tai Chi Instructor, Taekwondo Instructor, Tasting Classes, Tenant and Eviction Law, Traffic Law Attorney, Travel Agency, Temporary Tattoo Artistry, Television Stations, Teeth Whitening, Tax Preparers, Tennis Coach, Tax Services, Title Loans, Traditional Chinese Medicine, Tellers, Trophy Shop, Tea Rooms, Therapy or Mental Health Services, Training and Development Specialists, Tobacco Shop, Teacher Assistants, Tabletop Games Store
Undersea/Hyperbaric Medicine, Used Bookstore, Ultrasound Imaging Centers, Uniform Store, Urologists, Umpires, Referees, and Other Sports Officials, Urban and Regional Planners, Ushers, Lobby Attendants, and Ticket Takers
Video Transfer Services, Vocal Coach, Video Booth Rental, Vitamins and Supplements Store, Visitor Centers, Video Game Store, Video and Film Production, Veterinary Assistants and Laboratory Animal Caretakers, Videographers, Video Production, Videos and Video Game Rental Store, Violin Lessons, Veterinary Technologists and Technicians, Video Editing, Veterinarians, Vacation Rental Agents, Virus Removal Services, Vinyl Record Store, Volleyball Coach, Voice Over Lessons, Video Streaming and Webcasting Services, Venues and Event Spaces, Ventriloquist and Puppet Entertainment, Vascular Medicine, Vending Machine Operator
Wedding Cakes, Workers Compensation Law, Watch Repairers, Waterproofing, Welding, Cutting and Metal Frame Erection, Wills, Trusts, and Probates, Wedding and Event Venue Rental, Word Processors and Typists, Weighers, Measurers, Checkers, and Samplers, Recordkeeping, Wholesalers, Wedding and Event Makeup, Watches Retailer, Wedding Coordination, Wedding Chapels, Writer, Weight Loss Centers, Wig Store, Wills and Estate Planning, Walk-in Clinics, Web Developers, Waiters and Waitresses, Wedding Officiant, Wedding and Event Invitations, Web Site Designer, Wardrobe Consulting, Wedding Planning, Walking Tours, Waxing, Web Hosting, Wind Turbine Service Technicians, Window Cleaning